Someone suggested the option of finding a spot of land, close enough to sea - where you could drag up your (house)boat. Then convert it so plumbing and such would suit a land life.
No more barnacles. Safe in a typhoon. Lots of room to live on. No sampan needed. Your own village house, in from the sea.
I don't know if it would be possible (or legal), but I like the thinking outside of the box. In this case, thinking outside of the water.