Currency...has nothing to do with it. A BFR must be done by the stated date..regardless.
Its become like the Banks, ethics and morals go out the window when money is involved.
Having just spent the last months flying many hours daily wx permitting, and 2 days crossing this wide brown land from SW to NE..the local aero club wished for a 5 hours, total including a 3.5 hr nav-ex. !!
I was always lead to believe that the BFR was to determine that you had the manipulative skills in all facets of flight to safely handle the a/c in question...it is not (supposed to be) a PPL flight Test.!
Needless to say I went elsewhere and it was all over in less than an hour.
Rattled thru the handling usuals, short fielders, stalls, forced landings, steep turns, time on the clocks and flapless..to arrive safely back at the start point.
Presumed then to be OK to be let loose with an a/c without killing myself, or others.
Que?