Originally Posted by
Bull at a Gate
No, insurance is for a loss. If you are paid by insurer A you cannot claim from insurer B as once you have been paid there is no loss.
Whilst this case is about the PDS, if you had two policies because of limits in the amount of payout in one of them, and your total payout was less than what you reasonably would have earned what is the insurance companies argument? I highly doubt that any Loss of License/ Income Protection insurance would actually pay the amount of money you would have earnt otherwise. QF pilots over 10 years would be looking at $2 Mil+ payouts and more if they were Captains.