Solid VFR....the greater the visibility the lower you can go with the ceiling.....and the closer to your home airfield/heliport (thus the better you know the area) the lower minimums you can use.
Avoid low visibility....and NEVER get into a situation you cannot see to avoid obstacles!
In time you can expand your environment....but be very cautious how and when you do that.
Remember we all have days we should stay at home in bed with the covers pulled up over our heads!
If you are not hitting on all cylinders....add some margins for safety sake!