Many of us will not have a decent pension (Monarch etc) and after divorces and school fees will need to keep working.Others, like myself, just enjoy the flying and see no reason why we shouldn’t keep going if we are capable and fit.The CAA insist on a stress ECG at age 65 and every 4 years after that...my BP is 120/70 and my rate is 65%...so physically I am OK and in my prime at 66 flying for an SPO operation and loving it. My uncle worked as a dentist until 80+ in Australia. In my latter years as a B747 Management Training Captain I often stepped in to ferry aircraft or act as a Cruise Pilot so I see no reason why over 65 year old pilots cannot perform similar functions without any risk to the travelling public. I tried retirement for 6 weeks...it sucks!