Hello,
i asked same same question on ME forum but nobody answered.
Does anyone used VUMI health insurance already? I live in China together with family and would like to use VUMI insurance from Baymac as stand alone health insurance. At the moment we are insured in Allianz China but this is 3 times more expensive than Baymac solutions.
Only one question that remains open for myself is- how reliable is VUMI as stand alone health insurance.