How old is your child? Maybe she needs to grow up and take care of herself. I don't mean to sound harsh but sometimes that is the best. What are the reasons your being given? Is it for examiner availability? Aircraft maintenance? Poor weather? All sound like regular reasons to me. Also, if she is delayed for a week or so, the instructor might feel that it is best to fly to review prior to a checkride. You don't want to go for a check when you haven't flown in a week or so. If those reasons add up then I can see taking 60+ hours to complete. Doesn't really sound like fraud to me.