Part of the problem (which I share) is that companies (Skype, yahoo, youtube and many others) keep being bought by other companies with other passwords and megabits of "terms and conditions" which are' simplified' into total gibberish. I cannot even SEE let alone respond to some comments on youtube now, because it wants me to log onto a "google account" which I cannot seriously believe I even have.
I feel your pain.
And hope you get it sorted, soon.