Is there such a thing as registered / approved Escrow people ?
If so, they would make available their terms & conditions including their rates etc.
I was just thinking it could mitigate any anguish if someone goes broke. But you're right in that
PAYG is safer. Even if you took out a loan and put it in an account and linked it to a debit card.
Then the bank is charging you interest on the loan,- and using your money on the short term money market too.
