IIMC, for an untrained pilot, in an aircraft without an AI, is most likely a direct track to the crash site. Vertical.
Years ago I lost a young friend to this. The aircraft had been NVFR, with AI, HSI, ADF, turn needle etc, but the new owner, a non-flying doctor, took it all out to avoid having to service it. He needed to fly from his home to a city hospital. Normal pilot refused the job, left the scene. The junior pilot remaining was unexpectedly put in with a very demanding owner, who wanted to get to his appointments in a city hospital. Weather was helicopter VMC in places, but the cloudbase of 600' wasn't compatible with a pad at 500', surrounded by tall trees. Junior pilot tried several times to track up the valley to the pad, lots of turning around and around and looking for a gap, popped into a cloud, and emerged a few seconds later 90 nose down. Splat. Pressure from a non-flying owner, junior pilot, cockpit gradient too high for his experience levels.
You can always say "He should have refused the job, he should have not gone too close to the hill-filled clouds, he shooda...he shooda.."