Melchy, thank you, that is a great piece of analysis.
Vin Rouge, you will not see much difference in PAS pension amounts in the first 5 years. You need to get into the upper levels over 10 years plus to see any difference. Also, for AFPS15 then as it is Career Averaging then you need to do some 10-15 years time in to make a significant impact. If you’re thinking of going to PAS for 5 years and then legging it, then it isn’t really worth it IMHO.