Flew with a guy the other day who's wife gave birth to their 2nd one and they didn't pay a penny. Same as with their first one in DXB. Normal birth. They said the healthcare was fantastic. I haven't heard many horror stories to be fair. You also gotta know where to go for which condition. That can help big time too.
Every time I need to visit a doctor with my kids I know which one to go to in order to get the quality but also pay peanuts. I've been really pleased so far with the medical care.