Apparently Glofish...you have NO IDEA of what you are talking about :-)
Go for it if what they offer seems fine for you, what is on the paper is what you get, otherwise they couldn't be handling more than 10 000 pilots all over the world (without advertisement) if it was a known scam.
It is a non profit organisation by the way, money in by active flying folks, money out when somebody needs it (prices adjusted every year and excess money not used for the purpose of Loss of Life/Permenent or Tempo Loss of Licence given back to everybody !!! in a crystal clear manner)
All the best