To all of you tempted to go with Tesco's, DON'T! I was with them a couple of years back and yes they were the cheapest. For a very good reason! Had a couple of accidents and it took months for them to sort things out. In the end, I left them to another insurer with one office arguing with another within the same company. If you insure with Tesco's, don't have an accident, you may as well be uninsured.