Just do it as quickly and cheaply as possible.
Three month on, three months off sounds like a perfect way to do it debt free.
You can study for your exams whilst at sea.
Your on the right track.
Absolutely nothing wrong with Eastern Europe.
Łódź, Poland is one of my preferred schools.
Don’t worry about prestige of Western Europe schools.
It’s not worth the up charge.
Just do it.
Now.