I had a little engine failure-forced landing thingy last month. It really shook me up in hindsight.
It's probably for the better though, I take longer over my pre flights now (not that it would have made a difference last time) and I'm always looking for the 'next' forced landing field when flying.
All I can say is that I am in the process of doing a will... Perhaps its just I'm moving from my 'bold' to my 'old' phase!
Kingy