If you can swing it to make it tax deductible then the numbers probably work out OK to pay for a TR out of your own pocket.
We have had this discussion over and over already:
This is why the industry has gone tits.....and why no company is investing money into training anyone......
A pilot should NOT pay for his ratings!
But this discussion does not belong here-there is no pilot shortage (except for flying schools trying to get more students in somehow)-lets keep this thread clean and filled with job postings only, not discussions..