Originally Posted by
Lazydogg
12k productivity. The productivity requires you to choose three days in November and three in December of each year.
Almost true, only need to offer these days in first contractual year, all future years this is not a requirement.
This stems from initially asking crew last year to do exactly that to get bonus which had additional loopholes included in "deal" which were deemed unachievable by most pilots.
Therefore now all pilots are asked to offer in return the same as what was requested last year to selective bases only, even though a repeat of last year is unforeseen to reoccur, but there has to be something pilots have to "do" to get the bonus. Thus if you forget to offer them these days (note: they may not remind you of having to offer) you will not get productivity bonus element afterwards anymore for duration of pay deal, that is your personal choice to thus offer them days in November and December.
In terms of mortgage usage, this element is treated as bonus and not contractually secured, so basic increase can be used for future mortgage applications, but productivity bonus cannot unless conditions are satisfied (not until end of year and on pay-check monthly until then).
Regarding other posters advising of reduced salary, it has been Ryanair tradition during first 12 months after upgrade or joining as DEC to have a 90% basic pay cap, this may have been revoked but equally if still in place be the reason for a reduced basic in comparison.