Ah I see.
So I think you’re saying that some pilots feel compelled to continue flying beyond 65, purely for financial reasons? It’s not that they actually want to? As you say, we’d all like to retire at 40.
If you accept that many of us would be unsuitably equipped to continue flying into our 70s. Isn’t there a danger that circumstances, rather than suitability, become an inappropriate driver for pilots continuing into old age.
That alone seems to be a perfectly justifiable reason for preserving older pilots dignity. One of a number of Objective Justifications for compulsory retirement allowed in law
Edited to add: What do you mean ‘crummy pensions’? Do you mean in 45 years in the workplace, these people haven’t managed to save a penny?