Harvey Watt are an 'administrator' designed to
assist in making decisions. Who says so? Harvey Watt, here;
Harvey Watt & Co. | Licensed TPA, Group Insurance, Pilot Medical Certification Services, Claim Absence Management, Reporting Technology
According to Harvey Watt, they are the;
'Only Third Party Administrator specializing in pilots'. Their own page states they are a commercial
service. They are paid to do work the plan desires.
'Administrators' are not 'decision-makers'. Unless someone, PD, deliberately sets them up to be (without first asking the pilots being served, many of whom are too busy working, to research the details).
Pilots only find out after making a claim, their entire financial future (while also dealing with sickness) is now exclusively in the hands of an unknown USA 'administrator,' thousands of miles away they can never meet.
If Members are knowingly & happily willing to be covered under such an arrangement, that's fine.
Fact is, most pilots did not enter the plan on those terms. And they've not been consulted before serious rule & claim process changes were made. They have no say in their own, non-profit plan. Why not?