As a very low hours (first cross country flight post PPL issue) I suffered what I later found to be an alternator failure on my C150 leading to complete electrical systems failure
I continued the flight and landed at my intended destination.
I needed an engine rebuild as the driveshaft for the alternator had been sucked into the engine - metal in oil etc etc.
So, perfect landing (walked away, plane could be flown) but I ended up paying.
Whereas our hero in the story here only made a good landing (walked away plane couldn't be flown) but his insurance company will pay.
Maybe there his some logic in his actions