Money Creation
One of the underlying problems with the economy is the creation of (new) money. A good introduction can be found at (I cannot post URLs), search for:
bankofengland.co.uk/-/media/boe/files/quarterly-bulletin/2014/money-creation-in-the-modern-economy
It is shameful in the extreme (malfeasance in public office?) that successive governments have rescinded their sovereign duty to control the money supply - they now only issue 3% of the total supply, that is the coins and notes.