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Search: Posts Made By: Lead Balloon
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Forum: The Pacific: General Aviation & Questions
20th Mar 2018, 00:38
Replies: 42
Views: 6,630
Posted By Lead Balloon

So, you may rest assured that everyone else’s...

So, you may rest assured that everyone else’s contents insurance will cover whatever damage to your off-property aircraft as arises from the insureds’ property. :ok:

(If they have the...
Forum: The Pacific: General Aviation & Questions
19th Mar 2018, 02:37
Replies: 42
Views: 6,630
Posted By Lead Balloon

No, I’m not suggesting that the accident in the...

No, I’m not suggesting that the accident in the quoted scenario occurred in your lounge room. What I’m asserting is that the roof blowing off your house, causing property damage off the property,...
Forum: The Pacific: General Aviation & Questions
19th Mar 2018, 01:33
Replies: 42
Views: 6,630
Posted By Lead Balloon

My aircraft and hangar are insured. All I’m...

My aircraft and hangar are insured.

All I’m now “aware of” is that you construe some insurers’ words as meaning that their policies of insurance will respond to ‘off-property’ damage. I’d...
Forum: The Pacific: General Aviation & Questions
18th Mar 2018, 20:27
Replies: 42
Views: 6,630
Posted By Lead Balloon

Some evidently haven’t been paying attention to...

Some evidently haven’t been paying attention to each flood - or is that inundation or act of God? - in the wake of which there’s controversy over what people thought their insurance covered. ...
Forum: The Pacific: General Aviation & Questions
18th Mar 2018, 11:13
Replies: 42
Views: 6,630
Posted By Lead Balloon

Aircraft over the fence are not “at the insured...

Aircraft over the fence are not “at the insured address”.

I should have said I wasn’t aware of usual house and contents policies of insurance that cover third party property damage at other than...
Forum: The Pacific: General Aviation & Questions
18th Mar 2018, 10:41
Replies: 42
Views: 6,630
Posted By Lead Balloon

Yep. And to reach the text minima: Yep...

Yep.

And to reach the text minima: Yep (except “who’s” should be “whose”).
Forum: The Pacific: General Aviation & Questions
18th Mar 2018, 06:39
Replies: 42
Views: 6,630
Posted By Lead Balloon

Precisely, RA. Lots of people labour under...

Precisely, RA.

Lots of people labour under the misconceptions that (1) imposing an obligation to have insurance is equivalent to the protection of having insurance and (2) having insurance is...
Forum: The Pacific: General Aviation & Questions
18th Mar 2018, 02:16
Replies: 42
Views: 6,630
Posted By Lead Balloon

So I get the required insurance today, and show...

So I get the required insurance today, and show the certificate to the airport owner. Tomorrow I cancel the policy, get a refund and spend it all on flying.

Two months later the roof rips off...
Forum: The Pacific: General Aviation & Questions
17th Mar 2018, 21:46
Replies: 42
Views: 6,630
Posted By Lead Balloon

I wasn’t aware that the usual house and contents...

I wasn’t aware that the usual house and contents policies of insurance included $20 to $30 million of third party property cover, TIEW. I mustn’t have been reading the policies closely enough.
...
Forum: The Pacific: General Aviation & Questions
17th Mar 2018, 11:15
Replies: 42
Views: 6,630
Posted By Lead Balloon

So the roof gets ripped off a house that’s...

So the roof gets ripped off a house that’s outside the aerodrome perimeter fence and lands on an aircraft inside the aerodrome perimeter.

Is there a compulsory $20 or $30 million 3rd party...
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