It wasn't so much the salary (although I was on, at the time, about £45k) but the enormous redundancy package I got made through a compromise agreement! However, that was in the Thames Valley with a Thames Valley salary with Thames Valley housing costs. Here in Norfolk one is considerably lower paid but ones housing costs are even lower!

Set yourself a budget cash flow on a spreadsheet in order to work out what you can afford. And stick to it!!

Cheers

Whirls

Slackbladder, not having a go, but with the cost of a PPL(H) being equivalent to a second hand Vectra, it's hardly life changing money to get one is it? So if your biggest concern is the money side of it right now, then back away quickly, because...

Where the cash does get interesting, and where you will feel the bite, is the hour building (if done in the UK) and the frequency of flying to stay pin sharp at it. If I didn't feel confident I could handle any emergency I was taught to overcome in the PPL syllabus, I wouldn't even step inside the machine. For me, if I dont fly once a fortnight then I feel rust creeping in with regards to auto's/stuck pedals/quickstops etc. Hence why I fly weekly, and do at least 20 minutes of that every time I go up. Pretty soon, you start the '44 conversion, and then you'll prefer flying that, and then it gets even more expensive etc etc.

But all that means spending well over £1000 per month of hard earned disposable income, and as has every other poor sod in this country, I have the pre requisite big mortgage thats now part of the Wife and Child life formula, and thats when it can all start to seem expensive. Realise you'll be sacrificing 20k per annum to do it. 20k P.A. before you pay 40% tax on it is a fair old chunk of your top line.

You know your own finances, but if it's an opinion your looking for, unless you have over a £1k per month to throw at it, then don't bother. If you dont do it with cash, and use plastic (the Devil's debt), it'll put you'll be a debt monkey forever and make you frustrated as hell. I watched fixed wing friends do it that way. Not nice. Like watching a car crash in slow motion sometimes actually.

As before though, good luck.