When are you two lovebirds gonna stop flirting with each other? :rolleyes:

Can you not read? As for rearranging my face, You coudnt rearrange flowers you spotty little school kid. Do you even know what a GAPAN test is? Youll find that pilot assist use it as a requirement to get on to their course, and it has no bearing on the HSBC! The other loans you mention are personal loans which have to be payed back as soon as you take the loan where as the professional studies loan gives you 6 months, after you finish training, to find a job! Your just sour cos HSBC dont want to give you any dough and if you act like you do on PPRuNe is it any wonder?! Get a life because this industry has no room for "muppets" like YOU!

Now why dont you go and tell mummy that someones picking on her little pilot wannabe and hopefully shell do us a favor and stop you visiting this site!!

I'll hold yer jacket Wings. Somebody keep a lookout for teacher :p ;)

If only it were that simple!! :D

Anyways people, if you want to find out (straight from the horses mouth) if you can get a "Professional Studies Loan" try HSBC on 0800 520 420 (am i allowed to post this?:confused: ) The worst they can say is no...

To answer an earlier question, I showed previous bank and credit card statements to HSBC. I have also passed the RAF aptitudes, and was cleared for RAF pilot.

If only that had worked out I would be very happy!!

F

Feneris
Am I right to assume that you were going in to the RAF but for some reason turned it down and now your doing your ATPLs? Didnt you need to do a degree to become an RAF pilot ( i dont know much about the RAF im just curious)? Also, did you already bank with HSBC?

2wings,

At the risk of getting my head bitten off......

Technically you don't need a degree for the RAF, they specify a minimum of 2 A-levels.

However, the chance of becoming an officer without one is roughly the same odds as they were with Phil Neville being named man of the match today against the Gunners.:p You would have to be the proverbial Canines Kahunas as I understand it.

I think in the RAF's case, supply far outweighs demand. I personally only know of one person who was successful without a degree. I'm sure there are others but they are few and far between.

I'm ducking in anticipation....:D

bow5

So if i understand correctly, You can apply for a pilots position with 2 A-levels BUT to actually fly you need to be made an officer which is difficult without a degree. I see...

Spot on...(kind Of)

....You can become a pilot without a degree. You can also apply to fly as NCO aircrew without actually being the pilot, a branch in which I believe the RAF are currently short. I stand to be corrected on that :cool: .

Like I said, I did, albeit briefly, meet a guy at RAF Coltishall who had graduated from Cranwell as an Officer (pilot) and was in the holding pool for pilot training. Very sketchy details but I think he had done A-levels and then worked in a bar - He was, however, very switched on just as good as anyone who had a degree. When I went for RAF selection I can't remember anyone there going for pilot who hadn't been to university.

Still, that is not to say you cannot become a pilot without one!!! :D

bow5

This is getting well off the thread now (probably a good thing) but dont RAF officers have to train for 2-3 years at an officers academy, In which case theyve got to learn about alot more than just flying an aircraft... right?

Initial Officer Training is 6 months at RAF Cranwell and you learn about the RAF and being an officer pretty much to the exclusion of everything else.

Once you graduate IOT you go on to branch specific training. If you're a pilot candidate with no previous flying experience I believe this is elementry flying training.

Darthmuppet is now banned from this forum. He will remain so until he learns to control his outbursts. 2wings has been warned for responding to Muppet in kind. I will not tolerate such behaviour on this forum. Keep this topic to the point or lose it.

Sorry Scroggs consider my wrist slapped:D

SPUK

I carnt show you a copy of my plan/portfolio BUT if theres anything specific you need some info or advice on....

2 wings, could you tell me what sort of info. you put into your portfolio? i have got as much as i could find on different flight schools and detailed info. on the ones i want to train with, but aside from that i dont know what to include to impress the bank manager

cheers

Ill second that. Portfolio advice would be very welcome.

Cheers

Someones been Naughty boys!!
 

I'll third that.

What did you put into your portfolio??

Qualifications?
Flying Licence?
Financial Statement from bank/phone bill etc etc?
Have you been a HSBC Account holder for many years or just opened it for the loan? The loan is only available for HSBC account holders.

p.s. banning darthmuppet was a little harsh, he made a point about the qualifications versus collateral point.
the amount is arguable too, £20,000 no security, £40,000 need security was the discussion.
It would be interesting to get someone from HSBC HQ to comment on this.

Okay, here goes....

I Started off by getting all the information from lots of different FTOs, they all do glossy brosures which help. Most will also do you a course proposal, get a few of these together before you choose who you want to train with. Next, have a look at said proposals and work out what ISNT included ie Skills tests, exam fees, CAA licence fees and accommodation. Include the extra costs along with the proposals, as this shows that your unlikely to end up over budget (V.Bad). After you do this you will realise that you WONT be able to do an intergrated course UNLESS you are going to put your own cash in as well! I would also say do your Class1 med+PPL out of your own pocket (because the last thing you want is to get the loan and then find out your not physically sound or you just dont really want to be a pro pilot) this impresses the bank.;)
Moving on... The next thing I did was put a course outline together (you probably wont have to do this if your doing all your training with one FTO) this included who i was training with for certain parts (theory, hr building and ratings etc) it also states the total time to complete the course and the TOTAL cost of the training.
Next comes the loan layout, This shows how much you need at certain times for instance.. WEEK1/ start ATPL Distance Learning/ 2600 pounds (ATPL thoery course1700)(ATPL exam fees 700/50 per subject)(200 for equipment ie CRP5)....WEEK12 100pounds traveling costs to Gatwick for exams and so on. A little advice keep the first "drawdown" as low as realisticaly possable

Time to put your portfolio together. Choose you FTO include why youve picked them, their background,pass rates etc. Include all info on varies courses, whats the point of an IMC?, Hows an MCC going to help?etc. Also include comparesons against other FTOS costs and reputation. You will also need a letter of acceptance onto your chosen course. Do some research into the state of airlines and how they WILL improve. Remember... The bank dont know that much about flying training, their interested in YOU getting a job at the end of it, the phrase i remember most is "Your borrowing AGAINST future earnings"
A little advice If your distance learning, get yourself a part time job , the bank like this;)
You will need your last 3 bank statements, I didnt bank with HSBC but in order to get the loan I moved ALL my accounts over to them (which for me has been a good thing)

This is getting a little long winded, if theres anything more specific just say:cool:
GOOD LUCK!:D

P.S. Muppet deserved to be banned for talking rubbish if nothing else:D

To add to 2Wings points, I also included a letter of reference from my PPL instructor to say he thought I was upto the course, a couple of articles from Flight etc indicating pilot shortages( this was 5 years ago!!!!) and some letters from a few airlines outlining the wages i could be expecting to earn as an FO (some airlines wouldn't put the wages on paper but agreed to give a tel no. that the bank could ring to confirm wages.)

Good luck

Wheelon-Wheeloff

Very good Advice, especially as one of the questions I was asked was "How much do you expect to earn as a pilot per year?"