Well i joined in 83, so was on AFPS75 and it applied then.

S-D

Ian,

You might find you may well be entitled to one as well as a gratuity payment, I would ask. It was 22 when I was in for an instant pension, however my 15 odd years generates one at the age of 55 or 60? Not a lot, but better in my pocket than theirs.

That would be nice, I joined in1960 at 16 yo and left in 1971, a grand total of 11 years regular plus 3 reserve (9+3 BE system) The question is, how much of that counts as "service" because the 9 years began on one´s 18th birthday?
Guys who did the straight 12 years received a gratuity on demob.

Like ian16th, I got zilch. Also had a deafness claim refused but that´s another tale.

Nutty, it's 60 for you. Shack- I have a pdf download but I can't find where I got it! I can send it to you if you pm me an email. I'm worried that you'd need to be on AFPS 75 to qualify- I assume Nutloose (like me) is. Either way, it don't just happen, you have to apply in the 6 ish months before age 60 to get it. You can, if eligible, get a forecast now.

CG

Nutty,

I believe that one had to be serving at the time of the change, which I believe was 1975. I was demobbed March 65.

As Shack37 has indicated, the rules for Boys & Apps were convoluted.

Our engagement didn't start until our 18th birthday, but pensionable service, if you stayed in that long, was counted from 17 years and 6 months.

So anyone that did their 22 received at least 22.5 years pension!

I tend to 'round out' my service and say that I served 13 years, but it was actually 12 years 10 months, less 5 days :cool:

Yep it appears to be as you both say, see

https://www.gov.uk/pensions-and-comp...e-1975-afps-75

Thanks for that link Nutty, I have never looked into it since I left and didn't realise we were paid from 60
Best regards
Jon

And you get a tax free lump sum as well I think

Yeah 3 times the annual income I just didn't realise we got it at sixty.

Or you could transfer your pot into private pension, with much better provision.

I never looked at it either Jon, I just remember they gave me a letter when I left and it told me to present it as proof thirty years on, still a while to wait.

Absolutely have some paperwork somewhere but have never followed anything up.
Should do really.
Regards
Jon

Not unless you do it within 12 months; or have a very good reason. (I think)

CG

It is index linked so a good financial advisor friend told me leave it as it is.many years ago.
That is how I left it.
Best regards
Jon

There are a number of specialists who are happy to guide you through the process as it presently stands, but the door closes next April. AFPS understandably try to make it difficult, but it is possible to take control of your pot and make it work more efficiently. The reason I gave for this undertaking was along the lines of "I have no confidence that the Government will manage my pension in the most efficient manner."

Diginagain can you elaborate on that, as has been stated myself and Nutloose have just left thing's as they are for many years.
If there are better options my night would have been well spent.
Cheers
Jon

It's not unusual - I guess many of us retain a degree of faith in the 'system', that it is pulling-out all the stops to look after our best interests.

I'll send you a Private Message with a link to the people handling my transfer.

Back OT - I have a GSM with NI clasp, and somehow managed to be awarded an LSGC, despite youthful transgressions. A NDM would be nice to recognise the challenges faced during three long tours standing about in BAOR...

Thanks very much send it to Nutty as well.
Best regards
Jon

Pretty please. :)

Pumas?

CG