LIPS / API CLAIM DENIED
Thread Starter
Join Date: Aug 2008
Location: hong kong
Posts: 34
Likes: 0
Received 0 Likes
on
0 Posts
When your employer pays out your challenge will have just begun...
I couldn't care less of which director is on the board or has resigned. What really scares me on API is the fact that you'll only get paid once your medical is revoked and not simply suspended. Problem is after one year on ground you get fired even though your medical is just suspended. Correct me if I'm wrong but API will only pay you in case our employer also pays you.
Join Date: Jan 2012
Location: DXB
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
Two things;
1. Harvey Watt are simply a service provider, used by many other airlines as a "subject matter expert". They just make recommendations & have no financial interest in whether a claim is denied or approved. API are allowed to choose whomever they desire for medical guidance.
2. More important question is; when were/are API Director(s) going to reveal to Members that no current EK pilots (for whom LIPS/API were set up exclusively to serve) are directing/running this plan, on behalf of EK pilots? Surely, Members have a right to know.
Why does this matter? Because many EK pilot members are under the impression they are being looked-after by fellow EK pilots they fly with. That's no longer the case. The Directors as shown on the API site are either; no longer currently EK employed, have moved on, or are about to. API has not made this clear to Members. Why?
1. Harvey Watt are simply a service provider, used by many other airlines as a "subject matter expert". They just make recommendations & have no financial interest in whether a claim is denied or approved. API are allowed to choose whomever they desire for medical guidance.
2. More important question is; when were/are API Director(s) going to reveal to Members that no current EK pilots (for whom LIPS/API were set up exclusively to serve) are directing/running this plan, on behalf of EK pilots? Surely, Members have a right to know.
Why does this matter? Because many EK pilot members are under the impression they are being looked-after by fellow EK pilots they fly with. That's no longer the case. The Directors as shown on the API site are either; no longer currently EK employed, have moved on, or are about to. API has not made this clear to Members. Why?
Join Date: Jan 2012
Location: DXB
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
Still no answer. Has anyone received a response from 'API Support' recently, to see what their response is on the above? Question; are there any current EK pilots, who have not resigned, or given employment resignation notice, acting as decision-makers/Directors for this plan?
The standard, response from LIPS/API on PPRUNE; "If you have a question for or about API (formerly LIPS) please visit our website or click the following link:" has not been placed by them, regarding this question.
The standard, response from LIPS/API on PPRUNE; "If you have a question for or about API (formerly LIPS) please visit our website or click the following link:" has not been placed by them, regarding this question.
No answers
Join Date: Nov 2017
Location: Casablanca
Posts: 45
Likes: 0
Received 0 Likes
on
0 Posts
API Moved the goalpost on pre-existing condition
Aircrew protection International API ( formerly LIPS ) have moved the goal posts again on pre existing condition definition
See they’ve moved the goal posts again.without letting us know
“PRE-EXISTING CONDITION: Means an illness, injury or condition for which the member was diagnosed or treated, or received diagnostic or treatment services or was prescribed medication by a physician for a diagnosis or treatment for a specific medical condition if the condition presented itself or made itself known or came to be known following the member’s date of joining as a pilot with Emirates Airline AND re-occurs within the first thirty-six (36) months immediately following the first day of the member’s coverage with API. However, this does not preclude the member from claiming benefits for another, separate loss of income under the Plan that is not related to the aforementioned pre-existing condition. (For reinstated members, see section 4 )”.
(circa 2015)
The goal post moved definition in their rules section now reads as follows:
PRE-EXISTING CONDITION: an illness, injury or condition for which the member was diagnosed or treated, or received diagnostic or treatment services or was prescribed medication by a physician for a diagnosis or treatment for a specific medical condition if the condition presented itself or made itself known or came to be known following the member’s date of joining as a pilot with Emirates Airline AND re-occurs or makes itself known or comes to be known or is diagnosed or treated or receives diagnostic or treatment services or for which is prescribed medication for that illness, injury or condition or a subsequent illness, injury or condition that is directly related to the initial illness, injury or condition within the first thirty-six (36) months immediately following the first day of the member’s membership with API. However, this does not preclude the Member from claiming benefits for another, separate loss of income under the Plan that is not related to the aforementioned pre-existing condition. (For reinstated Members, see Rule 4).
rule changed by API without notification 2018
See they’ve moved the goal posts again.without letting us know
“PRE-EXISTING CONDITION: Means an illness, injury or condition for which the member was diagnosed or treated, or received diagnostic or treatment services or was prescribed medication by a physician for a diagnosis or treatment for a specific medical condition if the condition presented itself or made itself known or came to be known following the member’s date of joining as a pilot with Emirates Airline AND re-occurs within the first thirty-six (36) months immediately following the first day of the member’s coverage with API. However, this does not preclude the member from claiming benefits for another, separate loss of income under the Plan that is not related to the aforementioned pre-existing condition. (For reinstated members, see section 4 )”.
(circa 2015)
The goal post moved definition in their rules section now reads as follows:
PRE-EXISTING CONDITION: an illness, injury or condition for which the member was diagnosed or treated, or received diagnostic or treatment services or was prescribed medication by a physician for a diagnosis or treatment for a specific medical condition if the condition presented itself or made itself known or came to be known following the member’s date of joining as a pilot with Emirates Airline AND re-occurs or makes itself known or comes to be known or is diagnosed or treated or receives diagnostic or treatment services or for which is prescribed medication for that illness, injury or condition or a subsequent illness, injury or condition that is directly related to the initial illness, injury or condition within the first thirty-six (36) months immediately following the first day of the member’s membership with API. However, this does not preclude the Member from claiming benefits for another, separate loss of income under the Plan that is not related to the aforementioned pre-existing condition. (For reinstated Members, see Rule 4).
rule changed by API without notification 2018
Join Date: Jan 2012
Location: DXB
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
API Changes Without Representation
As you say, API has changed so many things in recent years, without properly informing those they were meant to be serving.
What's changed in recent years with zero pilot Member say or input?; API Directors, Terms, Rules, Locale of Rules, Claims process, only current EK pilot could be LIPS/API Director (changed unilaterally because one or two API Directors quit EK, moved overseas & desired to continue getting paid), investments, help desk no longer in Dubai... instead, tickets answered by API Director now located part-time in Athens?... Pre-existing condition definitions... it goes on & on...
Don't take my word for any of the above. Ask API about each one via their website and see what they say about it all (if you get a response).
What's changed in recent years with zero pilot Member say or input?; API Directors, Terms, Rules, Locale of Rules, Claims process, only current EK pilot could be LIPS/API Director (changed unilaterally because one or two API Directors quit EK, moved overseas & desired to continue getting paid), investments, help desk no longer in Dubai... instead, tickets answered by API Director now located part-time in Athens?... Pre-existing condition definitions... it goes on & on...
Don't take my word for any of the above. Ask API about each one via their website and see what they say about it all (if you get a response).
Last edited by 777-Up; 8th Jan 2018 at 10:08.
Join Date: Jan 2012
Location: DXB
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
The money will be safe. It just requires a new start, back as an entity with pilot Directors who actually work for emma-rates as pilots.
And proper oversight & annual votes from the pilot members.
When the current bunch allowed a Director/'Consultant' to leave Dubai & remain in position, that set a bad precedent. Especially without informing members of the plan. Now, more 'Consultants' are departing, with great timing. Perhaps they'll keep getting paid, as well?
And proper oversight & annual votes from the pilot members.
When the current bunch allowed a Director/'Consultant' to leave Dubai & remain in position, that set a bad precedent. Especially without informing members of the plan. Now, more 'Consultants' are departing, with great timing. Perhaps they'll keep getting paid, as well?
Last edited by 777-Up; 15th Jan 2018 at 15:11.
Join Date: Jan 2012
Location: DXB
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
Join Date: Dec 2002
Location: usa
Posts: 1,005
Likes: 0
Received 0 Likes
on
0 Posts
Anyone know what the meaning in the letter today from API “reduce the benefit payout to six months” means?
Regarding the new joiner DC - excellent individual, full of integrity 👍
Regarding the new joiner DC - excellent individual, full of integrity 👍
