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(UK only!) What is the significance of my driving licence being endorsed?

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(UK only!) What is the significance of my driving licence being endorsed?

Old 5th Jun 2019, 13:13
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(UK only!) What is the significance of my driving licence being endorsed?

So.... I was recorded driving at 35 in a 30mph limit (I remember well that I was pushing it, driving urgently to my father who was suffering a health emergency) . I am told I have the choice of attending a 'retraining course' or paying a 100pound fine and taking a licence endorsement.

Attending a course will be massively problematic for me, and probably cost many hundreds of pound in travel costs. So what are the implications of a driving licence endorsement? My licence has been completely clean until now.

Will there be impacts on insurance, car hire anything else ?

Thanks
double_barrel is online now  
Old 5th Jun 2019, 13:16
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Insurance will go up a bit - That is it.
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Old 5th Jun 2019, 13:20
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I suspect that 35 in a 30 is one of the not-quite-awful penalties . But it will drive up your Insurance costs.
As Bee says, that is it.
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Old 5th Jun 2019, 13:30
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You will also be a few points closer to losing your licence should you do it again..and again.....and again....
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Old 5th Jun 2019, 13:32
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If you are a reasonably mature driver and these are your only points then it probably won't even affect your insurance. It depends which company you are insured with - my two most recent ones have both said that they regard three points as a sort of "normal" state, and if anything they are more likely to load you for having zero points because it implies you don't drive away from your local roads very much. The points are active for totting purposes for four years, but remain visible on your license for five IIRC.

Personally I'd do the course (I've done a couple over the last 15 years) - the cost is similar to the fine and you get free coffee & biscuits, but if I'd have to uncur serious travelling costs to get there then I guess I'd just take the points.

PDR
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Old 5th Jun 2019, 13:42
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I don’t think you necessarily have to do the speed awareness course in the area in which you were ‘clocked’ - doesn’t the paperwork offer you a course closer to home ?
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Old 5th Jun 2019, 13:45
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Originally Posted by NRU74 View Post
I don’t think you necessarily have to do the speed awareness course in the area in which you were ‘clocked’ - doesn’t the paperwork offer you a course closer to home ?
Yes it does, but the closest is 4,000 miles from home.
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Old 5th Jun 2019, 14:42
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I take your point (and, presumably, you take the points)!
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Old 5th Jun 2019, 14:44
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Can you do it as a correspondence course?
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Old 5th Jun 2019, 14:45
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Then write to them explaining the circumstances of your offence, your residency and perhaps they will take a sober view that despite you wanting to attend a course, you cannot and as the offence is majorly minor case closed ? Btw, can you also get a driver's licence where you reside ?
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Old 5th Jun 2019, 16:56
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The problem is with your insurance which will, of course, go up, but this will be reflected over many years so the cumulative cost will be quite high.
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Old 5th Jun 2019, 17:10
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IIRC you have to tell the insurance company if you’ve been sent on a course as well so, given that an 8000 mile round trip (if I understand you correctly) would be rather expensive I’d take the points.

In my experience (two sets of three points 8 years apart) it hasn’t affected car hire at all.


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Old 5th Jun 2019, 17:32
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Just done a course and they say you do not have to tell insurance company.
i even checked my ins company website, it also states the same, different companies may have different rules.

wifey got fines and 3 points, no change to insurance.
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Old 5th Jun 2019, 17:58
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There is another issue here in that the OP lives at home, 4000 miles away from the UK. So he has probably retained his UK driving license while being non-resident. There are some issues depending on the country of his residence of which I am not familiar, but I suspect that either way, he might incur more than just the cost of the course or the correct allocation of points.

Now I know of the difficulties that non-residents face when renting a vehicle in the UK, and I have no desire to enter into the pluses or minuses of exchanging one's license for a home country version. But this might just be one of those situations where you end up with more than you bargained for in the subterfuge.

IG
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Old 5th Jun 2019, 18:14
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About 12 years ago. Caught by a camera doing 82 in a 50 mph area. Automatic magistrates appearance. Chief magistrate said they were minded to ban me, I managed to convert this to a £750 fine and 3 points after ‘mitigating circumstances’ and ‘circumstances surrounding the event’. Called the insurance company and told them, endorsement code on licence was SP30. They weren’t interested, no increase in premiums.

PS. Serious advice to all, if you find yourself in a similar position to me get all the points off your licence before a court appearance if you can. Even if they are ‘spent’ previous endorsements will be taken into account. Trust me on this one.

Last edited by yellowtriumph; 5th Jun 2019 at 18:29.
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Old 5th Jun 2019, 18:50
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Hi PDR1, I can't agree with an insurance company's stance being "if anything ​​​​​​[we] are more likely to load you for having zero points because it implies you don't drive away from your local roads very much".

There must be many reasons for not having any points. I'm a former lorry driver, I have not got any points since I first got a licence in 1987. Over several years in the 1990s in my own personal car I was also clocking up 30,000 miles a year, commuting.

The annual mileage is a giveaway, and this is generally what pushes the premiums up in the absence of offences or accidents, along with high risk areas and occupations.

Oh, and age if you're 17 to about 30 odd.
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Old 5th Jun 2019, 20:10
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DVLA may cancel your licence as you no longer have permanent residence in the UK and using a postal address for service of any fine / endorsement etc. They can use whatever criteria to suit themselves.

In this case keep quiet, take the fine / points. Get the licence sent in from parents etc in the UK if its needed and NOT from overseas address, they may not query it but could be just your luck if they do.
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Old 5th Jun 2019, 20:38
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I have to agree. In the shadowy world of trying to live in more than one place the first rule is not to draw attention to yourself. My concern was always the other way round that even when I use a US license hire car companies have my UK license 'on file' and by the time any points notifications reached me my license might get suspended for not sending it in.
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Old 5th Jun 2019, 21:10
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In 2005, I was driving a rental car from London down the A303 after dark. Coming down the hill east of Amesbury, there was a big flash in my rear-view mirror. Whoops!

A few weeks later, back in Canada, I received a letter from Budget, with details of the fine for being 12 mph over the 70 mph limit. I tried to log on to the website to pay and had difficulties, due to my overseas details. I eventually managed to contact the appropriate department (in Salisbury, I think) and explained my predicament. I had a nice email back, saying they noticed I lived overseas and so they had cancelled the fine!

It still cost me though, because Budget charged a hefty admin fee on my credit card.
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Old 5th Jun 2019, 21:17
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Originally Posted by NRU74 View Post
I don’t think you necessarily have to do the speed awareness course in the area in which you were ‘clocked’ - doesn’t the paperwork offer you a course closer to home ?
That is indeed correct. When I was nicked in Sleaford by Lincolnshire's finest (well at least their mentally retarded - incapable of doing proper policing) I was given the opportunity of courses all over the country.

Moreover, the current course is really good! Does a deal more than kick your @rse and tell you not to do it again, it is actually informative, and I would actually say that all drivers, whether or not they've been naughty boys or girls, should attend.
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