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Advice needed re insurance claim

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Advice needed re insurance claim

Old 9th May 2019, 13:39
  #21 (permalink)  
 
Join Date: Nov 2018
Location: back out to Grasse
Posts: 96
Now here is a tale..

Early one morning my neighbour knocked on my door and asked if I had seen the state of my company car parked outside. Went out to find the front end totalled, radiator destroyed, front wheel broken off, hood, bumper everything wrecked. No sign of the culprits vehicle. Visions of a heft insurance bill and loss of no claims, or possible write off.

After 30 minutes of depression, knock at the door, and a villager said the offending car had been dumped further up the close behind some garages. Decided to take a look. As I was walking up the street another neighbour comes out to name a young couple who were seen at 2 AM, pushing said car up the street with damage. No sign of the car behind the garages.

Made a report to police who eventually came around to say that traffic cops had intercepted said couple pushing the car up a quiet lane where it could be torched. They were tired and emotional, but not driving the vehicle so they were told to take it back from whence it came.

Next morning at shift change, night shift mentioned to the incoming desky that they had stopped the couple from dumping the car in our village. Desky was handling my report and put two and two together.

Ooops, leaving the scene of an accident, perverting the course of justice, tampering with evidence, not reporting the accident, etc, etc.

The insurance coughed up no problem. They did'nt drive for quite a while.

IG
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Old 9th May 2019, 20:10
  #22 (permalink)  
 
Join Date: Apr 2004
Location: FYY/PWK/AAS/WAD/AVI/GPT/BZN/BSN/WAD/BAS/FLK/WIT/MND/WAD/WIT/WAD/Civ
Posts: 327
Originally Posted by jimtherev View Post
I loved my GT Citroen back in the day. But the one thing that caught me out was that when the suspension sank down over a few hours, it let the handbrake cable slack just enough for it to drift off downhill. Caught me once, which I put down to my carelessness, but the penny dropped after the second time. No damage either time, as I turn the wheels slightly curb-wise. But could have been expensive for someone.
What "GT Citroen" did you have?
Citroens with Hydractive suspension have handbrakes on the front axle to allow for settling (and subsequent increase in wheelbase) as the rear axle extends rearwards.

Asks a former owner of:
CX Safari 24TRS (JPY20W-Plate), BX14RE MkII(H767CAT), BX16TRS MkI(B967YWX), BX16TGS MkII(H985AAT), Xantia 1.9TDSX MkI(M638RVS), Xantia 2.0HDi MkII(W622RNM), C5 2.2MkII (173BHp) Exclusive(FY07EUH still running), all of which had hydractive suspension & front-axle handbrakes
(Also had various AX(11 Memphis, 15DMemphis), ZX(14 Reflex, 19D Aura Est, 19D Leader), Saxo(14SX, 19D), Berlingo 2.0HDi, Xsara 14LX, C4 Grand Picasso, DS4 1.6 BlueHDi, which all had non-settling MacPherson Struts with rear-axle handbrakes (DS4 is auto-electric handbrake))
I've never heard of a Citroen settling and relaxing the handbrake.
But I have heard of my first AX stretching the handbrake cable (because I was handbraking it in the woods at night, (aged 18, but this was 1991), but don't tell my Mum why she allowed it to roll into another vehicle with the handbrake ON!!!!!! It can't of been me! She parked it! I was nowhere near!!!!)

Last edited by unclenelli; 9th May 2019 at 20:52.
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Old 9th May 2019, 21:49
  #23 (permalink)  
 
Join Date: Apr 2008
Location: Out in the sticks in DE56
Age: 81
Posts: 542
Originally Posted by unclenelli View Post
What "GT Citroen" did you have?
BX19GT Loved it! but didn't love trolling down the road to collect it. And yes, I did know it had a front handbrake, but it still was apt to try to escape from time to time. Hence the turning the steering bit.
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