Life insurance for FI and comercial pilots
 

Hi
Just come round to renewing my life insurance as circumstances of home life has changed some what. Can anybody suggest an insurance company that does not discriminate against professional pilots like FI's and commercial pilots.
I am a part time instructor waiting to return to the airlines when thing pick up. Probably instruct 12hrs a month for PPL's at the moment, but the quotes I have returned of £48 per month for life insurance due to being an aviator makes me wander if it really is worth instructing anymore.

Thanks in advance for any advice

All the best

mint

I got an additional Liverpool Victoria policy when I started FI work. I also declared my job to my mortgage linked existing Life Policy but they didn't change the premiums.

The LV policy was bought through a specialist aviation Life Insurance broker but I can't remember who - sorry

My professional flying is test-flying rather than instruction, but particularly by getting my rep to play around with the various schemes a bit to my best advantage, I got very well treated by CIS (Co-operative Insurance Services).

They're also wonderfully old fashioned - they insist on only dealing with you face to face rather than by computer and phone. Quite refreshing.

G

Edited to add: The Co-operative Insurance | Life & health insurance

Life insurance while being a FI
 

I took a policy with Scottish Widows some time ago and they put a 5% loading on initially, but after a couple of years they decided it wasn't necessary anymore.

I work part time as an instructor average about 100 hours a year.

Pilot Life Insurance Flying Instructor cover provider Russ Stein

These guys got me insurance for upto 300 hours a year for no additional premium so it works out about 8 quid a month.

The person who runs it also flies and knows all the ins and outs and was very helpful.

LV are good with pilots but...
 

Don't ask me why but I found out LV have tighter underwriting criteria if you go direct compared to using a broker. It's the broker route you want to take for a more favourable decision!

Drop me a line if you need help.