captainkilner
11th Jan 2002, 19:19
HSBC career development loans
Has anyone been and got a C.D loan since 11/9 because i'm going to try for one next week for 35k and was wondereing what the banks were saying about 11/9 ? <img src="smile.gif" border="0">
<img src="smile.gif" border="0"> <img src="smile.gif" border="0">
Rowley
11th Jan 2002, 19:35
Its me agian!!! :) <img src="tongue.gif" border="0"> :)
Ive got one for £15k off HSBC.My Bank Manager is one of the nicest people i know!
They didnt ask for security but i know that above £15k they want security!
Every time i see her she asks about the flying!
After Sep 11 she even said i could delay the loan for upto 3 months if i wanted!
All i did was make a little exel spreadsheet.( i laminated it aswell)
It showed:
What i was doing- ie, ATPLS,CPL,FI(r)
Where i was doing it- ie, ATA, Multiflight
When i was doing it- ie April
How much it is- costing
She said she would like invoices and proof of the costs and schools ie brochures etc.
I showed her my ATA invoice for £400 and the Glossy brochure of multiflight with the prices in it!
My firt installment of £5k comes in sept this year and the last installment of £5k comes when i do the IR 2years later!! So i get a massive deffered payment time aswell (i know about the interest)
Hope this helps!
PS, Did you get the numbers i sent you??
Captain K.
I'm in the same boat as you with this. Let me know how you get on with it. Have you finalised where you're going to train etc. before you go or do you reckon you could use a quote as an example.
Cheers.
captainkilner
11th Jan 2002, 21:22
Rowley got them numbers cheers mate !!
Bow5
I've done the same thing as Rowley basically, just put some personnel details down on a spreadsheet , qualifications , hobbies , flying experience etc ( bit like a cv but not ) then broke down all the costs on a spreadsheet ATPL groundschool, CPL/IR, MCC and all living expenses etc and then either photo copy or take in the brochure/price sheet of the places your going like ATA and then Multi flight , come up with a final figure and fingers crossed it should be the bank that likes to say "YES"
Bow5 - hope this helps and i'll let you know how i got on .
Rowley - i'll speak to you soon