The Highest Unsecured Loan?

[CommanderBlonde]

Having just found out that I can't get security for a Professional Studies Loan from the "pilot's bank" HSBC - I'd like to know what is the maximum amount anyone has managed to borrow without security (but with lots of grovelling)?

[HomerSimpson]

I got £15K from them and £8K from Barclays. HSBC wanted me to take 25K but I didn't need it then, however, now is a different story!

Homer ;)

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Duff, Duff, that Wonderful stuff. Ummmmm Doughnuts

[CommanderBlonde]

HomerSimpson - Were HSBC prepared to lend you £25k unsecured?

[ballistic non-guided]

£15,000, £7000 short of the mark.

But due to recent juicy information I may be able to increase it. I've just found out that a very close friend of mine (whose past history would make even the Marquess De Sade blush) is now, shall-we-say - frequently taking a bite from the 'sacred apple' which just happens to be my local HSBC Manageress!

"Anyone have a small concealable camera that I can borrow?" (I'll let you see the photo's).

[swiftlee]

Homer, to re-ask Commander's question, would HSBC have given you 25k unsecured?

Also, were Barclays happy to lend you the other 8k in the knowledge that you had 15k with HSBC?

[Mozzy]

I'm looking forward to the awnser aswell.......

P.S. Anyone either looking at, or have used 4Forces Aviation. I would like as much info as poss' please.....

Thanx

[You Aint Seen Me. Roit!]

HSBC have just given me 8k unsecured.

It was very easy and I'm certain I would have got much more had I asked for it or needed it.

I didn't even have an account with them before the application.

[This message has been edited by You Aint Seen Me. Roit! (edited 02 May 2001).]

[CommanderBlonde]

I’ve recently read that you can get a Career Development Loan for up to £24,000! Has anyone got any confirmation of this?

[HomerSimpson]

CommanderBlonde,

HSBC were happy to loan me the cash unsecured. I went to them with a plan of what I wanted to do, how I wanted to do it and how I was going to pay them back. They were happy because I had a degree, got myself good grades (well ok ones) and presented myself to them which basically showed them I wasn't going to rip them off and spend it on women and booze.

I din't take the full £25K, only because I could get cash off another company at a low rate. So I split the loans which reduced the interest and therefore when the damn repayments come in I'm moving house and changing my name to Ned Flanders!

Homer ;)

My friend who also has a degree got £28,000 from them, but I'm not sure whether it was secured or unsecured. I'll find out if anyone wants to know.

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Duff, Duff, that Wonderful stuff. Ummmmm Doughnuts

[CommanderBlonde]

Thanks for that Homer - If you could find out if your friend had to get security I would appreciate it.

I've spoken to the HSBC - the manager is very friendly and helpful (even said he was jealous!) initially I was talking about borrowing the whole whack (up to £50,000) but now I think I would only need about £25,000 (only!!) so this is looking pretty positive...

[HomerSimpson]

CommanderBlonde,

I'll check with her and let you A.S.A.P

Best Regards,

Homer ;)

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Duff, Duff, that Wonderful stuff. Ummmmm Doughnuts