Personal instructor or flight school mandatory in Canada?

[fursl62]

PPL, moved back to the US but thinking of moving to Canada to do the multi IFR and CPL because of the lower dollar.

I have a question for Canadian professional pilots who know the regulations well. If all the ground exams are completed and passed, can a pilot receive and log dual flight training from a personal/private certified flight instructor in Canada to meet the requirements for issue of a Canadian IFR Rating and/or CPL OR is it mandatory to receive dual flight training ONLY from a flight school?

Has anyone here obtained their licenses and ratings via training from a personal instructor? Are there any drawbacks to this approach?

[selfin]

A flight training unit is not required because regulation 406.03 allows a person to operate a flight training service in Canada using an aeroplane obtained by a person at arm's length from the flight instructor on the condition that the training is not towards a recreational pilot permit or private pilot licence (unless the trainee owns the aeroplane). The experience and qualification requirements of a flight instructor are prescribed in 425.21 of the standards. Giving flight training towards the issuance of a CPL requires the instructor to hold a flight instructor rating. For the IR the instructor must either hold a flight instructor rating or have the prescribed experience, although 421.26 of the standards requires 5 hours of dual instrument flight time to be acquired from the holder of a flight instructor rating. For finer detail see subpart 405 in the regulations and corresponding standard 425.

[fursl62]

Many thanks!