Insurance while flying training - travel, life. etc.

[captmav]

Hi folks,

I am off to the US in a couple of weeks ( FAA CPL/IR flight training ) and am having trouble finding medical insurance. All I want is the usual cover that will relieve some of the financial burden should I have the misfortune to end up in a Doctors surgery with anything from a broken toenail to the need for a full body cast..!!

Any suggestions would be gratefully received, cheers...

[Field In Sight]

I used "Traffords" which includes the "You will be flying, so we can charge you a lot more and there is not a lot you can do about it clause".

It also acted as a 1 year multi trip insurance with winter holidays included.

[FlyingForFun]

I agree with Field In Sight.

If you're not bothered about being insured while you fly, you can get travel insurance through your travel agent, just about any insurance agency, or even from Tescos! The Traffords package is the standard Lloyds insurance which many other people offer, but with all of the clauses that exclude cover whilst operating an aircraft removed. (Actually, not all of them are removed - their standard cover still won't cover you for aerobatics, for example. But if you want to do aerobatics, this can be sorted with a quick phone call.)

FFF
----------------

[no sponsor]

Try American Express. They offer a "dangerous activity" add-on to the travel insurance which specifically covers flying a light aircraft as a PIC or passenger.

I phoned around a number of places, but none offered the above.

A years travel insurance with the dangerous activity from AMEX is £175, but you can do it on a trip by trip basis, which I think is about £40 for 20 days or so.

[Backontrack]

I've searched the forums and cannot find.......info on insurance for hour building.

I have an annual travel policy in place for travel, however, I've checked and it will not cover me for private flying as PIC. Can someone please contribute the name of an organisation that will insure for this.

Many thanks.

[sally at pprune]

I've been trying to get a quote for travel insurance. As soon as I mention that I'll be flying while abroad, the brokers get a little funny. In addition, the advertised insurances seem to assume that during the year of cover you'll spend no more than 100 days abroad; any more and the rates go up quite dramatically. :eek:

Can anyone point me in the direction of a specialist? Anyone been through this and can give me some tips please? Most of my time will be spent in New Zealand & I do not intend to visit the US or Canada (I know that affects the rates).

Many thanks

[Gin Slinger]

Sally, you should call Traffords (0870 9000 331) - they specialise in aviator's insurance.

[G-SPOTs Lost]

I used Faben Insurance brokers (in the back of Pilot magazine) very helpful all done by fax and the total cost including the regular travel insurance was about £75.00

If they dont advertise in their anymore, try ringing pilot magazine for the number.

[FlyingForFun]

Traffords also seem to be fairly popular, and I used them when I did my hour building.

Lloyds of London underwrite their policy - it's just the standard Lloyds policy, but with all the bits about not acting as crew on an aircraft removed. When I recieved the policy, I read the small-print and discovered it didn't cover me for aerobatics, which was a problem since I was planning on doing 10-15 hours of aeros. A quick phone-call, and a small increase in the premium, and that was fixed with no hassle - which I thought was quite impressive. No experience of claiming from them, though.

FFF
-------------

[Sensible]

I did a bit of phoning around and settled on Traffords, the phone number is 0870-9000-331

I pay for the full years frequent traveller cover which includes holiday insurance for the bucket and spade trips as well as the cross channel booze raids. Works out cheaper if you do a few trips a year. Taking a chance without insurance cover is fine until things go wrong!!!!!

[Just_Another_PPL]

Can anybody tell me where they got thier insurance for hour building in the US and how much it was?

Thanks guys

[no sponsor]

I get yearly travel insurance with American Express which covers me for private flying (under their dangerous activity clause). This costs me £175 per year and permits travel anywhere in the world for a duration of up to 6 months on extended travel. You have to ask for the flying cover, as it is an extra.

I tried quite a few others, but none of the main obvious ones offered flying.

[Just_Another_PPL]

i remember a while a go reading that people were getting thier insurance for around £60.

I am just looking to get 5 weeks of cover in the US, so if anyone else has any ideas, please help me!!

[buzzc152]

Traffords Ltd do it.... annual about £112. 4-6 weeks about £70 I think. There was 1 other company that offered PPL insurance....can't remember the name though. There are very few companies though.

If however you happen to be going Naples you don't need any cover as they have full insurance. you'd just need your basic travel insurance.

[Just_Another_PPL]

I will give them a call, thanks!

Anyone else that anybody has used?

[empty pockets]

hey,

having read various posts regarding the easyjet/ctc cadetship programme, i am looking for more information on insurance against failure on an integrated course.

do any of you wannabes have this insurance or know of any company that provides it? i would be grateful for a website if there is one.

also, as i am not able to apply for the ctc course this year, will the lucky few who make it please be kind enough to talk us throught the selection procedure?

cheers.

[Fly_146]

A company exists that will insure you for the cost of your integrated course should you fail your class one medical during or after the course (at additional cost). Was around £90. Don't have their details on file but contact your respective FTO..... they should have it.

As for 'general failure' - I doubt such a insurance scheme exists. Not that I know of.

[Milsey]

Hello all

Just a quick question: I'm doing my PPL in Florida in March and am shopping around for insurance- I have one quote of £97 from TPU but don't know where to look for other companies- can anyone help?

Sorry if the answer to this is already on here somewhere- tried searching but nothing came up!

Cheers

Milsey

[GonvilleBromhead]

Try Traffords on 08709000331 (assuming they're not the same as TPU, not sure).

[Milsey]

Thanks for that- they were a lot of help- even got 17 days winter sports cover included!!

Milsey

[cunningplanmylord]

Could anyone kindly give me some suggestions as to whats on offer with respect to insurance against training costs.

For example you have an illness/accident that makes you unfit for a future class 1. Are there any provisions and safeguards that you can insure against, even other than medical ?

Thanx

[Fogbound]

Try Traffords, they advertise in the back of some of the magazines. I had Loss of Training fees insurance which covered me just in case I didn't make it through the course for the type of reasons you mentioned.

When I got my licence it was a nightmare trying to find someone who would give me loss of licence insurance when I wasn't actively employed using it. I contacted BALPA Financial Services who managed to sort me out. As I explained to them, if I lose my licence for any reason I have still invested a lot of time and money into it and with the industry post September 11 a lot of my colleagues are in the same position as myself, looking for that elusive first job.

Hope you can find what you are looking for, It gave me peace of mind to know that I am covered.

One other thing, if you are not a member already, I would recommend you join BALPA (British AirLine Pilots Association)

[VirginStudent]

Hello

I'm off to South Africa in April to start my ppl,cpl mission. ( had to give up on my perfered option in the states due to the visa mess)

I'm looking around for travel insurance ( with a reasonable cost ) but most are aimed at 'long stay' or 'backpacking' none of these list flying as a covered activity.

Anyone got any ideas ????

cheers

[34munich]

O'Leary insurance - do really good deals with the add on to cover your flight training. 00 353 1 660 8211 in dublin.

cost me under €300 for the year incl greta travel insurance and flight cover

[EGPFlyer]

I've just got mine through Traffords...do a search on google for the URL. It cost me £115.50 for the year with unlimited trips (max 31 days per trip)

[spitfire747]

Hi All

I will be off to sunny Naples, Florida in about a months time to do some hour building and then the CPL. Obvioulsy I have normal holiday travel insurance but it does not cover flying.. can any suggest any good companies tat offer flight training as part of their cover.

Thanks in advance
Spitty
:O

[FlyingForFun]

I've used Traffords in the past. Always been very happy with the service I've received from them, but I've never had to make a claim, so I can't comment on that side of their business.

FFF
------------

[catherine]

I get my insurance through Columbus who also cover me for skydiving + other so called extreme activities..

Harrison Beaumont is another company that I have used in the past.

Check the small print thoroughly, a friend of mine was caught out in the past and in the end wasn't covered so do asks lots of questions!

(I enquired about a skydiving insurance policy which a few questions later discovered it didn't actually cover me for any accidents that occured due to me skydiving....perhaps hitting the floor is not related....)

[FlyingForFun]

Yes, very good point about reading the small-print. Trafford's standard policy won't cover you for aerobatics, for example. They were perfectly happy to include aerobatics in my cover when I asked them, for a small charge of course, and I assume most companies would do the same, but you do need to read everything and check everything to make sure you get what you want.

FFF
---------------

[NineEighteen]

Previous thread (http://www.pprune.org/forums/showthread.php?s=&threadid=94699)

[AppleMacster]

I'm going to Australia on a business trip/ holiday and want to do some hour building during my last week or so. Does anyone know the best travel insurance which covers private flying? It seems to be a bit of a minefield. :ugh:

[FlyingForFun]

If the search facility is working at the moment, do a search of the Private Flying forum.

If the search facility isn't working, then my recommendation would be Traffords. As I've said on other threads in the past, I've used them, and been very satisfied with the customer service they've provided, but I've never had to claim, so can't comment on them from that point of view.

Whichever company you choose, make sure you read the small print, and ensure that you really are covered for everything you want to do (for example, aerobatics might not be covered as standard - you will have to specifically ask for it, and pay an extra premium for it).

FFF
--------------

[Ninety-Nines]

Hear good things about them - they are a lloyds underwriter.

Tend to take normal travel insurance rate times 1.5 to cover private flying.

[spitfire747]

was on the London Underground yesterday as I went to get my VISA for the USA..

www.insureandgo.co.uk

were advertisiing cheapo annual trips worldwide for £50, they have extra options which include (piloting of light aeroplanes) which makes it a reasonable cost.

Spitty

or else try Traffords, very good

[G SXTY]

I have had to make a claim, and was very satisfied with ther service (anyone like to guess how much a 5 minute consultation with a doctor, a pack of decongestants and some antibiotics costs in the USA?) :ooh:

[AppleMacster]

Thanks everyone for your help. I spoke to the guy at Traffords, and got a copy of their proposal. They sound pretty reasonable - it works out at less than £80 each for the year, worldwide. :ok:

If anyone is interested to know how it goes with the hour building in Australia, I'll be happy to post about on my return (or even whilst there). :)

AppleMacster.

[WX Man]

Sorry, done to death I know. I just need someone to point me in the direction of an insurance company that I can get travel insurance from that covers me whilst flying.

Thanks!

[Sensible]

How ya doin WX!!

Ring Traffords 0870 9000 331

Covers for burns injuries too! :O :ok:

[orangesky]

hello

i have had a look at previous posts on this topic particularly in the private flying forum, but none of them seem to cover off my specific question ....

i will shortly be resigning from a job which provides me with free life insurance while i am employed by them, which i wont be in a couple of months time when i resign to begin full time CPL/IR training.

owning a house with a mortgage, means i need to have some life cover at all times, but which ?? i dont think it would be right to take out a "normal" life cover policy, with aviation (sub 100 hrs/year) as a specified risk knowing full well, that my intention is to fly commercially as soon as i can. the other option would be to get a "commercial pilots life insurance policy", but then i would be paying premiums for a risk i wouldnt be exposing myself to, at this stage.

surely there must have been many people in a similar position to me, anyone care to share what they have done ?

thanks

[Gentle Climb]

Assuming that you are in the UK, most insurers won't have too much problem in providing you with cover, although you might find that the very cheapest providers will flinch a little and may try to impose a premium loading. You will need to disclose your intentions to train and may need to provide details of your supervised course so that an underwriter can ascertain that you aren't learning by jumping off a cliff with angelwings on your back!
On-line applications probably won't be able to cope with your requirement by the way as the underwriting system won't recognise the risk.
Hope this helps. (this is how I earn my pennies that pay for lessons!)

[parris50]

I have life cover as part of my mortgage andowment policies. When I started my CPL training, I thought it best to disclose it. I was surprised how relaxed the insurance company (Norwich Union) was about it. The person at the other end of the phone just said something along the lines of, "That's OK, flying's very safe isn't it". No extra premium was required.

[Gentle Climb]

Hi Parris

You are right but Orangesky was talking about a new policy that would need to be underwritten with full disclosure. Existing endowments are unlikely to be changed for a variety of reasons, including the fact that an alteration may reduce the tax benefits of the policy. You did the right thing in letting NU know what you are/were doing but you really should write to them and tell them and ask for a reply confirming receipt of your letter.

[parris50]

Gentle,

Thanks for this. I'll get on to it!

AP

[witchdoctor]

Orangesky,

I was in a similar position at the start of my training. Whilst my mortgage was protected by an endowment policy, I too would lose death in service benefit by resigning.

I took out a life policy with Skandia Life who were more than happy to insure me during my training and subsequent flying career. Not as cheap as a straightforward policy for the same level of cover, but still very reasonable in my view, and some good additional benefits. My sum assured was based on the benefits I was losing from my employer, the cost of my training and an extra amount to cover loss of income during the training period.

I would suggest you find a good independant financial adviser to get you set up.

[orangesky]

thanks for the helpful replies ..... i will start making some phone calls and try and track down a scrupulous insurance dealer ;) ;) ;)

[K2SkyRider]

Hi All,

I’ve been in touch with BALPA regarding flight training insurance. They offer cover for the full amount of training cost in the unfortunate event of death/loss of medical.

I’m due to begin ab-initio fATPL flight training soon and was wondering if the BALPA insurance scheme was the best/safest on the market.

Any info much appreciated.

K2

[silentwitness]

Hi K2, could you send me the details of that cover? I've got to see the bank in the morning about a loan to cover training, might make them happier to know it's insured for that.

Cheers mate

[K2SkyRider]

Would appreciate some comments/advice from the big guns here....


K2

[career girl]

Hi guys and girls.

Have got to the stage where I am looking for life insurance cover for my CPL and IR training, but also If i have a horrible accident do not want to leave my mother with the £30k loan I got to pay for my training!

Any recommendations on life insurance companies and what to look out for?

Thanx you all

[PaddyMcGinty]

You ask some very good questions. I'd like some info on this also. I've rang several insurance brokers in teh past week looking for that kind of coverage but they just wont do it (this is in Ireland). I'll have to look towards the UK now.

[Mark Raynes]

Sovereign life assurance 01202 883120 Approx £11/month for £100,000 cover, this is the rate for pilots.Hope you get nothing for your money!

[hifive11]

I am with Standard Life and took out the cover for just the same reason as you. Make absolutely sure when filling in any proposal form that they understand that you are doing flight training.

A lot of insurance companies seem to have an exclusion clause for flying unless as a passenger on a commercial flight, also make sure that any of your hobbies are covered if you are into diving or base jumping or anything considered slightly risky!! You should be ok if you take up knitting though!!

It costs me about £27 per month for a higher amount than you possibly want covered.

Hi5

[Straightandlevel80kt]

Hi

I'd have a scout round The Motley Fool's website:- www.fool.co.uk

They always have useful tips on the current best products, and the forums are brilliant for all things debt and money related.

[Hufty]

Yes, call Sovereign. They do know what they're talking about and I was offered a choice of two companies that offered life insurance for flight training. My policy is with Legal & General.

BALPA might be a good source of information too.

[Pull Back]

I echo the www.fool.co.uk site, £21 per month for £500k no increase when I told them of my flying intentions (not that I have carried on that route ).

So it does not look as if you have to accept an increase just because of flying. There was a specific question that asked about aerobatics though, I ticked no to that one, so not sure if that would have caused an increase,

Good Luck

PB

[Squak2002]

Hi all,

Just thought i'd bring this topic to light and see if anyone had any experiences with insurance brokers over in Ireland.

Are there any companies that cater for Commercial Training Life assurance, if not will companies in the UK be able to help out?

Many thanks!
John

[AndyDRHuddleston]

I would be very carefull when choosing a life insurance provider, as there is a lot more to it that a low monthly price.

By no means am I an expert in life insurance, but over the past 2 years, I have learnt a lot about this. There are various policies, some of which have a cash-in values at the end of the term if nothing has been claimed aswell as other differences that I won't go into now.

The biggest catch that I have found so far, is the degree of illness/type of illnesses that are covered. For instance, some companies would only payout for certain types of illnesses whereas others would cover every type of life threatening illness /disability.

Some companies would also require the policy holder to have had the illness for a longer time span (say 12 months as opposed to 6 months) before a payout is to be made. Quite a big cost in the long run, all for the saving of £5-£10 per month.

All this said, I am also looking at changing insurance policies to one that would cover my ATPL training in the states, aswell as loss of medical insurance. Has anybody looked into this in great detail? Are there any aviation insurance experts out there?

Cheerio

ADRH

[London Girl]

Does anyone know of a cheaper insurance policy than the one HSBC currently offers to people taking loans? The figure quoted is £20 per month but I am sure I've heard of policies costing much less. Can anyone point me in the right direction?

Thanks

[VFE]

If you accept the loan with HSBC I think you'll find it one of their provisions that you open a policy with them and nowhere else. Another requirement was that I took their serious illness policy out too so now I pay back £36/month in insurance/assurance on top of the hefty loan repayment.

Not complaining as I knew the score when I accepted but next time I have "a good idea" like becoming a pilot someone please slap me! ;)

VFE.

[ATP_Al]

When I took out my HSBC loan in May, there was no restrictions on who I took my life & critical illness cover from, as long as I had some and it covered the value of the loan. I went with Legal and General (via Sovereign, who often advertise in Pilot) and pay less than £20pm.

Hope that helps,

Al

[parris60]

I have got a HSBC loan, I had to take out there life insurance and i only pay £8.80 p/m. It is only the basic one but it was enough to get me the loan.

[maxwell4065]

I am off to florida in a couple of days to start my journey to a frozen atpl with eft.

Does anyone have any experience with american health insurance and can you make any specific recommendations?

Thanks

[NZLeardriver]

Get travel insurance that includes medical cover in the US before you leave home.

Count savings.

[fescalised portion]

Have you tried Marcus Hearn Flysure. It is an annual policy that is for travel industry employees.[I don't know if you are employed in the industry but it might be worth calling them anyway] It costs £35 per year and is valid for any trips of up to 90 days duration. I don't know their number, but they are based in Shoreditch, East London.

[bearpaw]

I will be flying in florida with OFT in a few weeks if I get my visa sorted!!!! They offer yearly insurance for $175 but do I need to take it? I will be doing approx 3 - 4 hours flying before I take my skills test - however will not be doing any solo time!

Also, has anyone any ideas on how long it takes to get an M! visa?

[Soliciting Stu]

Evening all!

I know this question has been asked before, and I have pursued those lines of enquiry before submitting this query, but with minor success.
I felt a new topic would be of use to many wannabes who may wish to do their training overseas, especially the US & Canada.

My problem is, that I am finding it very difficult to find a Life/Critical Illness policy to cover me for time spent away from the UK whilst undertaking flying training.
Most of those I have looked at, will only be valid if I spend at least 6 months in the UK. This is a problem since I intend to settle in the US/Canada for the 2 year duration of training & thus want to be covered if anything happened to me.

Of course, when you mention you will be doing some flying to companies, they run!
I have been pursuing this question for several days now, speaking to various companies & brokers. These have come up with the solution that whilst away for the initial two years, I could take out an amended travel insurance policy at around £700 per year!
To me, this appears quite steep, and I am sure there is another way. It has been done before, by you lot!!!

So now, I am turning to you for assistance please. Those people that have done it, or are currently doing it, please could you let me know where I can get such a policy please??!

Thanking you & wishing you all A Happy New Year!
SS.

[Sensible]

I got all my life insurances BEFORE starting to fly. Mention flying and the £££££££££££££££££££ light up.

If you havent got a PPL don't mention the flying. It can be something you decided upon later. If you have got a PPL then tough! you should have got insured before!

Any help?

[Hufty]

Hi there, I have a life policy with Legal and General. It covers me for light aviation (unlimited hours and unlimited in terms of geography) and for flying professionally. It isn't that much more expensive than a standard life policy. I used a broker in the UK (Sovereign) and although they have now had a restructuring, their number should still be in the phone book and it might still work.

You could also try BALPA??

All the best,

Hufty.

[scameron77]

Dear All,

You must really excuse my ignorance here but I'm 27 and never had to contemplate any of this Insurance stuff. Christ don't even have a pension.

Just a quick question really, I'm about to start training in the US in the next few days. Is life insurance only really necessary if you have dependants or a mortgage or are there other reasons you may want to have it or need it?

Stephen

[blueplume]

As the term suggests, Life Insurance pays out if you lose your life. This can only benefit somebody you name to receive the payout. Can't do you any good whatsoever.
If you have somebody you want to help over difficult times when you're gone then it can be a good idea.

What is useful to you is a policy that gives you health and possibly liability insurance while you are abroad. As you've discovered it's very expensive when you want to stay abroad for longer than the short trip period allowed. Nobody is going to fly home for 24 hours just to make a policy valid. If you're prepared to do that then you can pay the silly rates the insurer demands for a year abroad.

If going away for two years the chances are good that a local insurer can provide a good policy suited to your needs. For instance, US insurers will usually give you a rebate on car insurance if you show them a letter from your car insurance company at home that you have been insured accident (claim) free for a certain number of years. Call them to find out the details.

While flying there is usually (there should be!) coverage extended by the school/rental company or whoever you are dealing with explicitly restricted to all things to do with aviation. You pay for it obviously but at least you don't have to do the negotiating with the insurer because the companies do it as a matter of course.

Hope this helps.

[WX Man]

Don't know if it's quite what you're after, but BALPA Financial Services can sort you out with a policy that covers you if you lose your medical- give them a ring and ask to talk to someone about 'loss of training fees insurance'.

If you've already started training, it will only cover you for up to 75% of your course fees, but if you haven't yet started, I think you can get cover for 100% of your course fees.

Anyway, if you are going to be spending 2 years in the US- why don't you look at getting a US life insurance company to cover you? Surely ALPA (Airline Pilots of America) will have some contacts you can use.

[scameron77]

Dear All,

Some of you may have noticed my name crop up starting threads in this forum over the past 5 months. Essentially here is whats happened so far:

Back in August I decided that I was seriously going to look at a flying career, I subsequently did a search on here and started a thread asking for the definitive flight school either here or abroad.

From doing serious research on here and contacting various people I though may help me via personal messages I discovered an intership program with a flight school in Oxford/LA. I visited them back in September and was offered a place subject to attaining a Class 1 medical from the CAA.

Over the following months I continued to seach and post messages relating to my rapidly growing flying career, the subjects varying from types of equipment required to what not to do on a visit to the US embassy in London to get your visa.

I'm now at the stage where I fly to the US on Wednesday afternoon to start what I first imagined doing when I was 5 and what I thought wasn't a possiblity a mere 12 months ago.

I would be very grateful if anyone could offer some additional advice as to going to the US for an extened period.
At the moment I don't have any insurance at all but will be covered under my flying schools policy for two types of insurance in the aircraft, the first covers the aircraft and any liability as a consequence of gravity overcoming aerodynamics, or general stupidity. The second covers me for the deductable.

However I would be interested to know what anyone who has been in a similar position to me (UK citizen) has done with respect to medical and dental, personal liabilty, cancellation due to serious illness, and any other policy that anyone may feel pertinent to me on what is essentially an ab-initio course.

I understand that Traffords, BALPA and HSBC as good places to start.

Stephen

[quifflegend]

good post, i'm in a similar position, noone ever seems to know anything about insurance though. Which is shocking considering people are investing huge sums of money. If you find out anything away from pprune let me know, cheers

[Tinstaafl]

Medical insurance!

[smith]

Most FTO's have an excess which you have topay if you bend the aeroplane. I think you can pay an excess waiver on top of the hourly rate to get yourselfout of the excess, which can be upto $5,000.

Also you MUST tell your travel insurance company thet you will be flight training, as they consider it a bigger risk i.e.you have topay a bigger premium when you go ski-ing abroad etc.

Even if you have a dental problem and your insurance company finds out that you are flight training and you have not bought the appropriate policy, your insurance will be null and void!!

Trafford's do a "flying training insurance" which covers everything, there are excesses added to each claim as with all policies. Can't remember their email addy, try a search under google.

Good luck

Got http://www.traffordsinsurance.co.uk the web address, open the web page then click on "aviation" then click on "travel".

[smith]

Try http://www.traffordsinsurance.co.uk/ then click on "aviation" then "travel"

[flydaddy]

Trouble with traffords insurance is that in the small print it only covers you for 30 days at a time (may be 60 or 90) and to top up it is not cheap I was insured with them but now cashed it in as they would not payout should you not be able to prove you have only been out for a small number of days.
I am no expert but think that an annual policy should cover you for a year.
I am talking of the combined life and medical cover policy they offer.
Happy Landings
Flydaddy

[Oggin Aviator]

Get medical insurance.

My mother had an auto accident in California last year. 7 days in intensive/enhanced care, 3 weeks in a private room before hospital discharge to convalesce elsewhere.

Cost ....... $275,000 yes over a quarter of a million dollars. Covered by an 80 quid travel policy from M+S. I know your requirements and circumstances will be different but don't not get it.

Oggin

[scameron77]

Question is, will a standard policy available form Trailfinders or somewhere similar for . . . e.g. round the world trips cover me in for the duration of my pilot training in the US?

Will they look at my visa, see its an M-1 (Student) and make the policy null and void or will I have to use Traffords, fromr what I understand it seems to be a bit of a pain in the arse policy with respect to renewal and cost.

[G SXTY]

I wouldn’t rely on a standard travel insurance policy – you’ll find almost all of them have an exclusion clause along the lines of; “all claims arising from air travel, other than as a passenger in a scheduled or charter air transport service.” Which of course knocks out all private flying or training.

And I know it’s a cliché, but if you think a specialist policy is expensive, try having a claim. Medical bills in the U.S. can be crippling. What if you slip off the wing while refuelling & break an ankle? Or have an EFATO and end up in hospital?

Not quite as dramatic, but this one happened to me – a throat infection that gradually got worse, blocking my Eustachian tubes and leaving me completely unable to fly. I finally went to see a doctor, and a five-minute consultation plus some antibiotics and decongestants cost US$150 (Interestingly, that doctor had just bought a brand new Cessna 182 . . .)

The claim was handled by Traffords without any quibble or fuss, and I’m awfully glad I’d bought the policy.

[EGAC_Ramper]

I went to that states for 3 weeks hour building.Went thru Traffords and had no problems dealing with them.They do cover for your "holiday" so to speak then add on the other dangerous stuff like flying.All in all I paid £85 for the 3 weeks.This gave me something like £2m for mediacl expenses,£3500 for cancellation of trip etc.Can't remember the exact numbers so best bet get in touch and give them the details of your trip.



Regards :ok:

[driftdown]

Medical insurance, do not go without it.

If things turn pear shaped for whatever reason, that is not the time to be worrying about how to pay the medical costs. I was there for 15 months and luckily enough had no problems.

Flying in anything other than commercial aircraft is not covered in in most popular travel insurance policies.

Recently I have read of an alcohol exclusion in travel insurance policies, which is rather loosely worded, but essentially seems to apply to anything you might claim for as a result 'alcohol abuse'.
Whether problems would arise in claiming for medical treatment for say slipping off a kerb after having a few scoops on a night off its hard to say. Knowing (and distrusting) insurance companies I would not risk it.

If you buy transport, get vehicle insurance.

Its a lot of hard work, the result in the end is worth it, good luck.


Driftdown

[flystudent]

Can I recommend go with everything insurance !!

When I was doing some flight training in the states I needed it.

Dental work (if you have a hidden little hole in your nashers you will find it doing flying out there).

Illness - requiring to see a doc & perscription.

Liability Insurance, a lot of the small aerodomes out there have a car you can use when you land to go to the shops etc. Everyone uses them and it's no big deal.... erm - that is until you crash it. Especially into another American looking to make a buck out of it -, it happened to a friend of ours.

Load yourself up with insurance and check the medical and liability is not limited, as some cheaper policies may be. As explained above, minor treatment results in major costs.

apart from that extras I found useful

paracetamol - if you ask for it they dont know what it is.
Drivers licence (both parts)
contact numbers to your banks etc that dont involve 0870 numbers that can't be dialed from abroad.
a dmclub.net voice mailbox so answerphone messages get forwarded as attachments to your email (cheaper than dialing in)
Purchase of a u.s. pay as you go mobile - cheaper than roaming
enable roaming on phone if need to use abroad
any repreat perscription required
calling card for dialing home
I used this firm (http://ld.net/brcall.cgi?page=brcall&cogid=cyberscans&refid=) order online via paypal and the card number and pin are emailed to you, can order a new one anytime. last a lot longer than the ones you buy in walmart

If I think of anything else I'll add it.

FS:ok:

[GoldenMonkey]

I went to California for a months hour building earlier this year. I used Airsports Insurance Bureau Ltd. 01983 298480. I think it was about £100 and covered everything... Flying through to general holiday. medical etc...


Didn't have an 'incident' and so can't speak on post sales service!!

:=

[smith]

Flystudent

The Yanks call Paracetamol, Acitominophen or tylenol (trade name). Take plenty with you cause they are expensive in the states.

[englishal]

Take plenty with you cause they are expensive in the states.

Eh? The States is where you can buy them by the 500 for $10 in Savon Drug store .....

They don't actually have Paracetamol in the USA, the pill-popping American public can't be trusted not to kill themselves with such a dangerous drug....:E

[Re-Heat]

Yes they do have Paracetamol - it just isn't called that there, I bought Acetaminophen a few days ago in the US.

[Tinstaafl]

In the US Paracetemol is known as Acetaminophen.

What you can't get here over the counter is anything containing codeine so no Panadeine & equivalents. Apparently Americans aren't capable of taking one without turning into a junkie or narcotics laboratory.

[scameron77]

Hi all,

Right back to topic I managed to secure a policy with Traffords for 550 pounds approx. (after being originally quoted 702). This is based on me going to the US for a year, undertaking flying training and returning to the UK twice in that period.

Nobody mention paracetamol, I'm getting a headache. I'm off to sit in a darkended room and rock too and fro . . . . without any paracetamol in sight.

[smith]

English Al

In UK we can buy a maximum of 32 paracetamol tablets at a time at a cost of 59p, this works out at 32/59=0.54p per tablet.

500 Acetaminophen for $10 = 500/1000=0.5c per tablet but remeber to add the tax of whatever state you are in. So you are right they are cheaper in the states, its just that you can buy these vast quantities, the smaller quantities (what we are limited to in the UK) are more expensive in the US and are usually sold as their trade name Tylenol. lol

[jamespollard]

Think about the following insurances - i took them all out, but i was a financial adviser before the ATPLs.

1 Life and Critical Illness cover for all flying costs (approx 60k)

2 Loss of Class 1 Medical Insurance ( approx 60k ) - adverts for this via soverign insurance brokers in the back of Flyer or Pilot magazine.

3 Annual Travel Insurance via Traffords to cover light aircraft flights.

4 Make sure you make a will, just incase.

happy landings


jp

[scameron77]

Just to give you all a heads up, I ended up using Traffords for my insurance, dependant on me living in the US flight, training for 1 year is 585 GBP. Thats with two flights home in that period.

Secondly, does anyone know of any insurance organisations out here who will recognise UK no claims bonus' that I've already got under my belt. Apparently there are a few, just looking for some examples of who to call/internet search from those who have been there done that so to speak.

Stephen

[cosworth211]

I've trawled the search function but to no avail.

What do people training in the states do for insurance?? Do most annual worldwide policies cover you in the states for such a long length of time when you're there for education purposes?

If so what policies do people have on here and how much are they?

Cheers

[simkin]

Cosworth,

Have you tried Traffords? They will arrange a ‘tailor made’ travel insurance policy for you, which includes cover while undergoing flying training abroad.

http://www.traffordsinsurance.co.uk/

Regards,

Sim

[heinzmanm]

I got mine from Direct Travel insurance http://www.direct-travel.co.uk/Index.asp
I paid around 130 pounds for 3 months insurance whilst I'm out in the USA. It covers all the usual things and is valid for pilot training too.

Matthew

[silverknapper]

You need a tailor made policy. It's a subject few people pay attention to, I didn't. I went out with an annual policy thinking I could blag it if anything happened. Looking back I realise I wouldn't have had a chance. Luckily I was ok, but one guy on the course had a major road accident and thankfully was fully insured. Made me realise how stupid I was. The thought of my folks having to pay my medi vac flight scares me!!!

[ikea]

Hey, ive been ringing around for my forthcoming trip to Ormond Beach, and Ive a question about insurance. Most places say 'no' outright when i tell them about the flying. And others ask, 'do you want it to cover the flying'?

My question is, does the insurance only need to cover my stay, and my flying be covered on the flying school insurance? Ive a few quotes from the insurance providers liste previously on pprune, but just shopping around a bit.

[puntosaurus]

I'd be very surprised if your flying school insurance covered anything other that their liability to you for any negligence on their part (eg. poor maintenance), and your liability for damage to third parties (eg. when you plough into a row of parked aircraft).

If you have an accident (whether it's your fault or not) you're going to want medical cover, and the school isn't going to cover that (at least not until after a long lawsuit).

Most of the specialists in this area charge not much more than regular holiday insurance, eg. insure & go (http://www.insureandgo.com/) just charge for extra days flying over a minimum, and traffords (http://www.traffordsinsurance.co.uk/) are pretty cheap all round.

[heinzmanm]

It's probably best to contact your flying school to see what you are covered for. I know that I was covered whilst I was flying but then needed to get insurance to cover myself for medical/lost currency etc.

Mine was through Direct Travel Insurance and all I did was pay an additional amount to cover me as I was going to be undertaking flying training (classed as a dangerous pursuit)

Matthew

[escobar]

Have looked everywhere but can only find endsleigh who cover me to go and fly a plane in america. Can anybody help with ideas of other places?

Thanks

[Starbbuck]

Best deal I found was from direct-travel.co.uk.

Can't remember exactly how much but cost me somewhere about 80 or 90 pounds for annual worldwide travel cover to include flying, which was much better than most other quotes I got. Lots of places just don't cover flying at all, and most others started with the standard quote then added a daily premium for each day you intended to fly, which for anything over about a week added up to a lot.

I think the single trip option didn't work out at much less which was mainly why I went for annual cover.

You can only get a quote to cover flying (and other hazardous sports, activities etc) over the phone though and not on the website. The phone number is on the website. Good luck!

[Ninety-Nines]

I would recommend:

www.duinsure.com (http://www.duinsure.com)

Includes private flying for students training.

[Sensible]

Traffords 0870 9000 331 I've used them for years now!

[Whirlybird]

I've used Traffords for years too, as have loads of others...this topic turns up every year or so on the Private Flying forum.

[escobar]

Thanx for your help, i'm currently looking into them all to see who gives the best cover. Hell of a lot cheaper than endsleighs anyway ;)

[escobar]

Got covered with direct travel for £150 less than endsleigh, Traffords would have probably been cheaper but had forms to fill out due to my stay being over 60 days and as i leave on sunday this was not feasable. duinsure were the cheapest but didn't cover me under Under Personal Accident & Personal Liability.

Thanks to everybody who offered me a suggestion you saved me £150.

Out of interest endsleighs quote was £374 in store and £306 over the internet, paid £140 for mine with direct travel, thats for 101 days cover

[ChocksAwayUK]

Ah well.. for the record and future people searching for info: Traffords recently insured me over the phone for an annual multitrip policy, including 5 weeks flying in America, for £95.

That included all the usual insurance for holidays etc i'd be taking in that time. They made it very easy to sort this out over the phone.. highly recommended!

[YYZ]

Im with the other guys, never had to claim yet but service and cost was great from traffords.

YYZ

[escobar]

I did like the customer support from traffords and if i had the time i would have probably gone with them. Will probably take out the loss of license insurance with them, i've spent too much money to risk losing my license now

[november.sierra]

Apologies if this has been asked before, but I couldn't find any relevant information regarding this issue.

I am about to start a flight training course from scratch and want to take out a loss of license insurance in case things go wrong.

Is there anyone who can point me in the right direction and knows about costs, etc. for such an insurance scheme? One option I have looked at is to get the insurance through joining BALPA for free as an associate trainee member and thus benefit from reduced rates.

Are there any other options and who offers a good, relatively cheap product?

Any info would be appreciated.

[cosworth211]

Has anyone got any experience with policies for 3-4 months?? All the prices above seem to be for shorter trips, Traffords have quoted my £239 and Direct Travel £206. I am going for 100 days.

[youngskywalker]

Sure it's been asked before but I cant seem to find any references:

Going out to the States for a month this year for training and wondered if anyone can reccomend insurance that would cover me for flying training at a decent cost?

[mcgoo]

i use traffords, it works out better value to get a years cover rather than single trip though.

http://www.traffordsinsurance.co.uk/

[youngskywalker]

Great thanks, I have asked them for a quotation.

[BIG MISTER]

Yep Traffords are the boys, got a multi trip 12 month policy for under £100.

Most of the high street policy's want at least that as a 'top up' to your normal insurance for the 'extra risks' when flying. Mind you they will cover you for snowboarding, mountainbiking and chainsaw juggling for less ....go figure ! :{

[jessie05]

Big Mister

How did you get a quote for under £100?

My quote is more than 4 times that!!

Are you going for a CPL course or just flying for fun? Also are they covering you for medical insurance in the US as this is when it gets mega expensive if you have an accident, or even trip over a baby alligator!

Jess.

[mcgoo]

mine was about £130 for 12 month multi trip

[jessie05]

did you tell them that you wanted full medical cover ? In fact very few companies are interested in insuring me. Did you also use Traffords?

If not who did you go with and did you tell them that you were doing commercial flight training?

cheers

[BIG MISTER]

Hi Jess

Yes I told them that I'd be doing the ME CPL and wanted the 'full monty' cover.....and that was the quote....a few pounds and pence short of £100.

I should have the policy email around somewhere on this computer if you want me to email you details then drop me a line.

Cheers + good luck :ok:

[bishop99]

Hi,

Just wondering if someone could give me a rough idea how much class 1medical insurance is while in training. I am looking to do an intergrated course so abit of back up if something happens

Thanks

[Kempus]

life assurance through liverpool victoria non critical illness for approx £6.00 a month, 100k cover. then get loss of class1 medical insurance through balpa for bout £156 a year dependant on age!

[pumuckl]

I am intending to go Florida in June to do my JAA PPL and am searching for reasonably priced insurance. I am already with Insure and Go but they will not insure you if you intend to do flight training, only if you already have a licence/PPL and want to do some light aircraft flying whilst on holiday.

I have also rung Traffords, but I was wondering if anyone knew of any other insurance company that will cover you for flight training in the USA.

Thanks in advance.

[the_daddy]

Ok, I have booked my PPL training and leave for the states in June (pending successful visa application of course) but I need to sort out insurance too...

I have heard of traffords before and I think even the school in the states recommended them, but I thought I'd bump this up to the top of the list to see if anyone has another company so that I can get a comparison between the two...

Cheers guys... If I find any others on my travels around the net I'll post them up.

[Biz]

At the risk of this turning into some ad for Traffords, I'll add my quote, but only for comparison purposes!
Worldwide, multi-trip all-singing policy, full medical cover, aircrew, etc, etc. but also to cover me specifically for sport, £200.
I didn't look around that hard (3 companies), but at this price I wasn't arguing.

[jessie05]

well , Be careful with what you want, because apparently low cost multi trip insurance is available but it means that your multiple trip cover only applies if each trip lasts only 60 days or so.

Therefore , if like me, your going for 6 - 12 months without coming back to UK, then the costs stack up dramatically .

around £370 for 6 months.

Make sure you tell them that your doing multi engine CPL as well.

jess

[BIG MISTER]

Hi Folks

Sorry for not getting back to you before.....internet limited at the moment.

I've done a search thro my email folder but I'm currently unable to find my email cover notes. If I do find it I'll post it up but it might be quicker if you get them to email you details direct prior to taking out the cover.

The 60 days max per trip rings a bell.....think most policys are that or less.

Good news is I PASSED my JAA ME CPL ! ! ! :}

[trent88]

Hi,

Try to go shopping for insurance. I checked on the net found it to be easier to go online when shopping for insurance. The place I went to is www.insurancepaylite.com (http://www.insurancepaylite.com) They were able to give a quote that was acceptable to me in the speediest time. Anyways hope this helps you.

[2close]

What, if any, are the mandatory medical insurance requirements for flight training in the USA?

I recall reading something a while back but can't seem to find it now.

Cheers,

2close

[d2k73]

I got a quote from an Insurance company in Dublin for 12months for my flight training in the states, €375 which is very reasonable compared to the quotes I've got before. It's from a company called "Cover Work" just wondering has anyone dealt with them before, any comments on them?

[metro752]

Medical Insurance is not required in the United States. It is highly recommended you are covered.

Unless you are bleeding to death (Emergency), no doctor will see you however. You will still get a bill after they keep you from dieing in the Emergency Room!

Automobile insurance is required to drive.

US Aeromedical Exams, if that is what you are wondering, cost anywhere from $60-100.

[Martin1234]

Is there any insurance out there to buy in order to waive the excess you normally need to pay in the unlikely event of an accident when renting an aircraft (in the UK)?

When flying solo, endorsed by the instructor, using the aircraft of the school; who is financially liable if something goes wrong?

[GAWarrior]

Hi
Just about to go to California to do some hours building. The school advise that aircraft are insured but the pax/crew are not and suggest obtaining travel insurance to cover flying an aircraft.

Will be taking the missus on most of the Xcountry stuff.


Any of you guys got any exp of this and can suggest who to approach ?

Best

GA(Bournemouth)

[bolty_1000]

hi there,
just done exactly the same but in florida - missus was more impressed with the beach than flying!
anyway......traffords do aircraft insurance specifically for this purpose (see www.traffordsinsurance.co.uk ). for just shy of 100quid its a bargain for an annual policy.
bolty

[B2N2]

There is also the AOPA renters insurance that covers passengers.
The link is here:
http://www.aopaia.com/renters_start.cfm#

Alexander Aviation Associates out of Florida also offer renters insurance.
Their website is here:
http://www.alexanderaviation.com/AAA/v2/index.html

Both give you coverage anywhere in the US for up to a year.
They will insure you over the phone as far as I know...:ok

[Unzie_2000]

Hello all, there's a double reason for starting this as a new thread. Firstly I 'm struggling to find a decent comparative list of insurance companies who will provide comprehensive insurance cover for a period of up to 12 months to cover flight training etc in South Africa. I'm starting the cpl/ir course with 43 Airschool in October and insurance is just another hurdle to getting the VISA (never mind the vaunted fATPL!!).
Anyway, if there's anyone who can recommend a company they have used (or several) it would be much appreciated.
May I also use this as an opportunity to say hello to any others who are starting the same course on 16th October, good luck and see you soon I hope!
Unz

[Woof etc]

Try Denis Jankelow in South Africa - they do a wide range of aviation insurances. www.jankelow.co.za If nothing else they should be able to advise.

You could also try SOS international or Euroassist.

You could also try posting the same question on avcom.co.za Might also get some useful advice from others that have been to 43.

Enjoy - most of the pilots I have met who trained there refer to their time at 43 with great affection

[John001]

Hi all,

I'm about to go to Spain to renew my MEP rating with a small flight school in Jerez.
Anway, I booked my flights and have just received their booking form via email.

What caught my eye was their requirement for the applicant to sign up before flying to pay their €2500 insurance excess in case of damage to the aircraft :confused:

To quote their form :
"Our planes have an excess of €2500 for hull insurance. You have to sign a credit-card voucher of this amount and we will keep this until the end of the rental period. If there is any damage to the plane (for which the renter is responsible) we will take this amount in case of not payment, for the part of the insurance excess. If there is nothing[damage] we hand back the voucher when the retal is terminated."

I've never heard of this before!!(?)
:rolleyes: This sounds pretty like risky territory to me as the renter is basically relying on the schools integrity NOT to cash the credit card voucher afterwards!?

Any takers???

regards

John001.:ok:

[mcgoo]

sounds ok to me, your not actually paying, just putting the funds available if something should occur, don't forget its on credit card so anything over £100 is recoverable by the card insurance anyway, i've had to do similar before with some hire cars.

[I'll Be Realistic]

I've seen this a few times before. One question you need to ask. Who is PIC? If the instructor (or who ever yo are flying with) is, then why should you be held responsible for the damage. Its up to them to take the controls if you screw up. Thats why they are there. (oh I can see a few eye brows raised now) But seriously, it really is IMHO.

If you are hours building, then I see no problem. School charges X amount due to insurance rates but have an excess / deductable. In most cases, you either accept the risk or take your own additional cover for the excess. Maybe consider AOPA renters insurance as an option. Not done it myself, but have heard of it. Not sure how a recurrency check fits into this, but thats my two cents worth

IBR

[John001]

I'll be realistic;

good point. As I'll be initially renewing my laspsed MEP I therefore will not(cannot) be PIC as I won't have a current rating to act as PIC.
Afterwards however, its my intention to do some single engine instrument flight training with an instructor (VFR) for which I AM rated to do. So I assume that I would then be logging 'PICUS' (PIC under supervision) .

Would this mean that the instructor/flight school is then liable??:confused:

regards

John001

[Kaptain Kremen]

As an instructor in command, then I'd be responsible for any bending while on my watch as it were.
If you've already signed a credit slip, what would happen if you and the school disagreed on responsibility - would you have the whipped out of your account anyway?
KK

[hedges81]

I know the particular flight school u are going to, did some flying there earlier this year and signed said credit card slip.
The people there are very reasonable ( even Hans, dispite looking like a cross between Rudi Voller and JUrgen Klinsman!) and I wouldn't worry about them attempting to pull any scams with the cash.
That said however, you should not have to give them the excess if you are not going to be PIC. Ask em about it, whilst being a good school flying wise, their admin and organisation is not the best, theyve propably just not considered it.

Hope u enjoy it, the seneca they use (if its the same one I went in) is a badboy with newish engines that really take it up.

[Tuned In]

You will not be PIC if you are undergoing training. Therefore I don't think you should have to make such a commitment. Their instructor will be PIC, and therefore responsible for the aircraft. Even if you could be P1S in that class of aircraft (you can't) then the supervising pilot would have final responsibility.

[John001]

You will not be PIC if you are undergoing training. Therefore I don't think you should have to make such a commitment. Their instructor will be PIC, and therefore responsible for the aircraft. Even if you could be P1S in that class of aircraft (you can't) then the supervising pilot would have final responsibility.

Thats what I was thinking too. However, as this 'training' is of a purely informal nature (I'm just doing a few flights with an instructor prior to commencing formal IR training elswhere) and will be conducted in a single engine VFR (for which I am rated), can I not therefore log PIC/PICUS time??
Thanks for your input!

John.:ok:

[tiggermoth]

Can anyone suggest companies that offer travel insurance for flight training in the US?

I take it that 'ordinary' travel insurance just doesn't cover flight training?

I've been on the 'Traffords insurance' website and, to be frank, it's so amateur I'm a little worried about the service I would get if I were to claim.

[mcgoo]

i've been with traffords a couple of years, no problems, its not fancy packaging you want its decent cover!

[tiggermoth]

Have you made any claims through Traffords Insurance?

I think it is important for an insurance company in this day and age to have information available online to outline what is and is not included in the premium. I completed their (insecure) online form with my details and got no response. I had to telephone them to get anywhere. I was then given a quote, but with no reference number. :ugh:

I'd be interested to hear of other companies who offer travel insurance for flying training.

[mcgoo]

no, but they do send me a comprehensive list of what i'm covered for, when I went to the US on holiday my travel agent charged me 35 pounds for a single 2 week trip, with Traffords I get multi trip (60 day max) with winter sports and pilot cover for 93 pounds a year, the only thing they wont cover me for is my Jet Ski.

Isn't it OBA you are going to, they recommend Traffords to all there students, I havn't heard any bad feedback from them!

[tiggermoth]

Yes, OBA do recommend Traffords, it's a shame they don't offer any alternatives too. I was quoted £98 for the single trip for flight training. Sounds like you got a good deal. :)

I do have an annual travel policy through Barclays Bank (the Additions Plus account), but the 'flying training bit' is not covered.

Are there no other companies that offer it?

[yoda1]

Hi,

Long time reader, first time poster. I am beginning modular training early next year and i was wondering if anybody knows where i can purchase life insurance for pilots, just incase the unfortunate should happen.

I have done a search i can't find anything.

Thank you in advance.

+Yoda1 :ok:

[miikey]

Tesco Life Insurnace,,,,yes tesco's are slowly taking over every single sector of trade,their gona go SuperGlobal. dammit

[yoda1]

Cheers m8'ty i also found this site to be helpful:

http://www.moneysupermarket.com/lifeinsurance/uk-life-insurance.aspx

I thought maybe there was a specialist company that does these things for wannabes and pilots alike..:ok:

[mcgoo]

Traffords cover pilot training.

[yoda1]

Cheers mcgoo, would this be thier website:

http://www.traffordsinsurance.co.uk/

:confused:

[tiggermoth]

Just had a quote for mortgage protection
Product: "Life or Earlier Critical Illness - Decreasing"
(In other words, the protection goes down in line with our mortgage, and included 'critical illness')

It includes the

"Special Conditions:

No entitlement to Critical Illness and Disability Benefit or Permanent and Total Disability Benefit shall arise in respect of [my name] if a claim for benefit is directly or indirectly attributable to aviation, gliding, parachuting or any form of aerial pursuit other than while the Assured is a passenger in an aircraft licensed to carry passengers and piloted by a pilot holding a commercail licence."

So basically, the quote doesn't cover me for flying. Has anybody declared aviation (PPL) and are covered while flying?

[Gentle Climb]

I'm assuming that you did disclose the aviation training to your insurance company? Out of mild professional interest, which company was it? If it is one of the direct providers (Direct Line ,Esure etc) then you are more likely to find certain exclusions are included. A couple of the specialist providers are far more flexible on this. Either speak to a local IFA or perhaps pm me and I will tell you who to try.

[2close]

So basically, the quote doesn't cover me for flying. Has anybody declared aviation (PPL) and are covered while flying?

Yes, I insured through On Risk at Southampton (advertises in the main mags) which specialises in insuring pilots.

[go_solo]

Hey,

Can anyone recommend a travel insurance policy to cover my hour building in the US. I'm going to be over there for 9 weeks, however on reading the small print of the main players, they exclude "travel in an aircraft other than as a fair paying pax" or alternatively any "Dangerous Activity".

Knowing insurance companies as i do, that would be more than enough to avoid liability should the worse happen while I'm flying.....no reflection on my flying you understand! :}

Any help much appreciated. :ok:

Cheers

[whiskey1]

Also check your renters insurance for the Aircraft that you are flying. I believe that ALL policies exclude Foreign Nationals. You can pay the premium but will get nothing if you have to claim.

[Rob's Dad]

I used http://www.traffordsinsurance.co.uk/

[go_solo]

thanks guys, something to think about re the exclusion of foreign nationals!

[davey147]

Hi, Use endsleigh insurance. Take out the 'extreme' travel insurance policy, this covers you whilst piloting an aircraft, along with all the usual stuff.