I got suckered in by one of these DeVere scams when I first joined five years ago. It lost money pretty heavily for the first three years then rebounded well when the markets were buoyant to around a 14% gain. Thing is with the fees as high as they are I'll get stung again if the markets turn.
I've been working with Aly Ramzi at Mondial to transfer my money away from the unscrupulous and uncaring DeVere and into Mondials portfolio. Aly doesn't have any vested interests in screwing anybody over and is in a good place to advise on wether to stay in and reduce your fund charges to the minimum or bail out and take the upfront penalty and attempt to rebuild with your remaining money using the C fund or other low-charge platforms that do not require regular defined contributions that penalise you for not paying!
I won't put his direct email on here due to the obvious spambot implications but those of you with Mondial advisors can probably work it out or alternatively PM me, same if you have any further questions.
I can assure you I have no vested interest here but to recommend an avenue of help for anybody who finds themselves bitten by these cretinous companies and their toxic products.