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Old 9th Dec 2016, 08:33
  #7691 (permalink)  
Join Date: Feb 2007
Location: Oxon
Age: 62
Posts: 1,941
Originally Posted by Prophead View Post
the problem is they shouldn't be given the credit in the first place.
Nope, the problem is that they shouldn't 'want' credit in the first place.

I will no doubt get slagged off for this sentiment but during our formative years we saved for pretty much everything we ever bought. The only things I can ever recall us having a loan for was a car in my youth and the mortgage for the houses we have owned.

That sort of approach to finance, as in if you can't afford it then save up till you can seems to be a thing of the past.
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