so I think it does some good to mount a challenge to the decision making process sometimes
Why? Do you also tell a surgeon how to go about his business? Or a Dentist? Do you tell a delivery driver how to setup his route to deliver a package for you? Perhaps you expect to be involved in the decision making process behind putting a power station together as you pay for electricity?
You do not 'pay my wages' I'm afraid. The company that employs me for my skills and the execution of the privileges of my licence pays me. You pay for a service and the company pays me to provide that service. Yes the revenue generated by commercial passengers is the source of my remuneration as distributed by my employer but I'm afraid that gives no passenger the right to question the validity of my command decisions. For those I am responsible to my crew and the company.