Kurt, there are too many other dreamers which means the job no longer pays what it should. Spend your money and effort getting a job that pays enough so you can fly privately. Not until the supply matches the demand will it be worth doing.
As for the schools, virtually all of them can turn out someone with a frozen ATPL. Also, with very few exceptions, they can teach anyone. Flying is easy, it is getting a job that is the hard bit. Maybe only a third of those who embark on the route of getting a commercial license actually end up with a job. But ALL of them are saddled with huge debts. Unfortunately because of the huge number of dreamers, those actually flying find it difficult to live let alone pay down their debts.