Thank you all for your kind advice.
Just a brief word of enlightenment to Talkdownman, in answer to your question, "are you really interested in flying...?"
I am very much interested in flying, having flown 6 different types of aircraft, solo on 16th birthday and achieved PPL on 17th birthday, I am now 18. I have every intention and desire to reach my goal. Perhaps not as favoured as you with regard to financial ability, hence a brief pause due to lack of funding. So in between times alongside my school studies I continue to speculate to accumulate.
Talkdownman, if you are anyway exercised to help fund my hour building, then your generosity would be very much appreciated.