Whilst this relate to a period previous to Ryanair's new fluffy makeover, i did like the following;
"It also said Ryanair made the option to refuse insurance difficult to find - with the box to tick being on a countries drop-down menu between the Netherlands and Norway."
I await Racedo perfectly reasoned response and justification for why un ticking insurance should fall between Norway & Netherlands, surely it should be somewhere between Nigeria & Gambia ??
Could you provide the information on takeup of insurance ?