Haha you've given me a good giggle, thanks. The "prisoners dilemma" is just an example in game theory applied to group decisions like refusing to pay for type ratings. The circumstances are interchangeable, it's not actually about going to prison!
And you say I'm dumb?
Prisoner's dilemma - Wikipedia, the free encyclopedia
It very obviously applies to this situation and explains how individuals rationally make decisions in their own best interest (not necessarily selfishly) by following a logic path, that cause detriment to the group as a whole. Ie, if everyone refused to pay for type ratings yes things would improve. But you can't guarantee everyone does it, so the best decision for any one individual is to pay for type rating.
But sure, you keep swearing and insulting swathes of pilots with each post you make