HSBC cards
Okay hope this helps
For any ATM that displays cirrus or plus cards accepted, simply use your credit cards along with PIN and it will give you the opportunity to withdraw cash from your savings with No charges, or so they say, It works , but I have yet to see if there are any charges applied If there are I will be phoning the bank to complain but I was assured that charges would to be raised
For anyone in Canada use HSBC or Scotia Bank with your new chipped ATM card which will work with either bank.
I have had some issues in the states and had to use my credit cards,