Sorry Manchester, while I'll go with most of your post, I have to disagree with your comment re PFIs. They are very much about someone buying and running the assets, not renting at all. Clearly its the banks who provide the money, but the chosen Supplier is most definitely buying the cabs. That said, it can then be viewed as the user of the service (HMG) as somehow renting the service... But it surely is not like aircraft leasing or similar.