Well fred I guess you have read many opinions so far. I'm as well among the happy people here. Family is good, completely debt free, I spend my money wisely and if I spend I do it on travel and education for the kids. I work hard but better this than the street protests I had to do once I lost my job back in 2004 before moving here. So far 65 paychecks always on time and bonuses on top of that (except last year
)... when I came here I was looking for stability and I found it, of course you need to adjust as you would anywhere isn't it..