To play devil's advocate Mr Beak,
Might it be that those who took to the (training) skies a generation before us (many of which are now seasoned Legacy carrier captains), are as alarmed at the though of paying for training, Full Stop, as we are by paying for type ratings?
If your moral/advice/angle is to promote a little more forethought prior to spending money on a type rating, then i think you may make it well.
However it is poor form to suggest that in paying for a Type Rating, pilots are prostituting themselves to the lowest bidder.
Bonding is a concept we are all familiar with for new starters, so why not an upfront payment?
Every pilot will look at their careers with a set of scales in front of them, does the "what you get out" balance with the "what you put in"? It would appear at Ryanair, for those who can afford it, the answer is yes.
Regards
CR