I'm staying in as I took an offer of PAS last year.
Stay front-line military flying, keep my ATPL current and re-evaluate after 6 years productive PA service at age 44.
Suits me - have been in for 19 years and still enjoying it - though about leaving at 38 point and bloody glad I took the offer.
Have friends in the holding pool and it doesn't look good.
You could always ask PMA for a re-tour past 38 and have a look later - there's still the PVR option