320JI ...
Get yourself an Electron card (Halifax do one for their basic bank account, took me about 5mins to apply and a further week for Halifax to set up, no cost to open). The card fee from Ryanair is then nil, so you can enjoy (as I have done) flights for £4 return, for two, all-in.
I believe Easyjet also don't charge for Electron, so it's a good tip fopr anyone using lo-cos, as is having a Nationwide account for overseas (gets you interbank exchange rates, about 7-10% better than from Travelex, with no commission).
Ll