The problem is everyone is always inpatient and wants their dream tomorrow!!! they don't want to work hard for it or conclude a plan which may take 3/4/5 years to complete! I was the very same back at the beginning!
Like others have posted I had a job which was able to pay for 1-2PPL lessons a week then 1-2hours a week hour building there after. Save up more money to pay for the ATPL + expenses as well as money for the CPL/IR. You could get a bank loan at this stage to speed things up but I wanted to keep the bank loan option for a type rating, which in the end secured me a job. In total It took me just under 5 years.
Enjoy the PPL, certainly the best part of the course!
