Originally Posted by
Climb150
Even before COVID 100k HKD a month is plenty for a couple with no kids. That's close to 13k USD per month. That will give you a very nice lifestyle even in NYC.
Unless you feel that you need to rent a 3 bedroom apartment in the mid levels and own a car.
I said "living like at home in a first world country". If you want to live in the city in a 300 square feet apartment thats not living. Any nice apartment or village house costs you 35K and up. Add another 10 for a car and utility's you already at 45. Pop down to Vietnam or Thailand for a long weekend and another 15K at least are gone. Now you already on 60. Now going out twice a week and you normal groceries at home gets you close to 100k. You have not even bought any clothing and not had a long overseas holiday either. If you say you dont need all that , you are right but then you not comparing your living standard to living in a first world country !!!