Maybe instead of spending more money on additional hours you can spend it on getting trained up in other areas that support a Charter or Flight School / Club business?
Perhaps IT or Accounting, that way your foot in the door is not necessarily in the aircraft yet but you'll definitely be able to hear when opportunities become available.
Or perhaps get a trade qualification which you can use in town to earn money whilst you wait it out for a job.
I've heard stories of sparkies going up north flying during the week and being a sparkie over the weekend.
I hope it works out for you - things can't be bad so many times in a row without something good happening at the end.